Monetiro229 services on the ledger · last checked October 6, 2026
$3.00/$100
Ledger
Shakepay Card

Shakepay Card

VisaVirtual onlySince 2022
Asks for a documentOperational

Shakepay Visa — Canada-only prepaid card (currently virtual, physical on waitlist) with 1% BTC cashback rising to 1.5% at Blue status, 0 annual/monthly fees, issued by Peoples Trust Company.

Total, per $100 spent: $3.00per $100 spent

126 of the 174 priced cards cost less. Among the 101 that ask for exactly as much identity, the median is $1.00. This one takes 3 times that for the same loss of privacy.

Open shakepay.comNot a paid link: we earn nothing either way.

Whether to take Shakepay Card

In its favour

  • 1% BTC cashback on every Visa purchase, rising to 1.5% at Blue status
  • 0 annual / monthly fees
  • Cashback auto-paid into BTC balance
  • Apple Pay & Google Pay supported

Against it

  • Canada only (no US, EU, etc)
  • BTC only — no ETH/USDC/USDT funding
  • Currently virtual-card only — physical card is on a waitlist
  • 3% foreign-transaction fee by default (Base/Bright status); only drops to 0% at Blue status ($1,000+ CAD/mo exchanged or $2,000+ CAD/mo direct deposits)

Also true, in its favour

  • Available across all Canadian provinces and territories
  • Issued by Peoples Trust Company
  • Convert sat-back to CAD anytime
  • 0% foreign-transaction fee once you reach Blue status

What Shakepay Card costs

ChargeWhat it costs
To get the card
To issue the card$0.00
Monthly$0.00
To put money in
To load0%
To spend it
To spend0%
To spend outside the dollar3%
Total, per $100 spent$3.00

Not published by the issuer: per payment, fixed, at a cash machine.

Read off shakepay.com on July 21, 2026.

0 annual / monthly fees. Foreign-transaction fee is tiered by Shakepay status: 3% (Base), 1.5% (Bright), 0% (Blue). BTC cashback: 1% (Base/Bright), 1.5% (Blue), auto-paid into BTC balance. No ATM withdrawals. Card is currently virtual-only; physical card is on a waitlist. Issued by Peoples Trust Company. Apple Pay & Google Pay.

KYC: what Shakepay Card asks for

A government document. Passport or ID goes to the issuer and to whoever processes verification for it, before the card is handed over.

Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards

Limits on spending

Monthly spend$50,000
Daily spend$3,000
Per payment$3,000

Not published by the issuer: maximum balance, cash, per day.

Confirmed on shakepay.com on July 21, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.

Where it works

WalletsApple Pay and Google Pay
Accepted whereOnline and in person
Account detailsNone — it is a card, not an account
Coins in1BTC
Chains1Bitcoin

The issuer names no country it turns away. That is not a promise that every country works.

The other flaws

  • No ATM withdrawals supported
  • Prepaid (CAD-funded), not direct on-chain crypto spending

How we checked this

Thirteen fields are tracked for every service. 10 of them carry a figure we read off shakepay.com on July 21, 2026.

Issuer's page
Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Issuance · Monthly · Spending limits · Apple Pay and Google Pay
Sign-up flow
Identity level
Live check
Operating status
The issuer does not publish
Cash machine charge · Maximum balance · Countries closed

Nothing here came from a press release, an affiliate sheet, or another comparison site.

Open shakepay.comNot a paid link: we earn nothing either way.

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