Shakepay CardShakepay Card
VisaVirtual onlySince 2022Shakepay Visa — Canada-only prepaid card (currently virtual, physical on waitlist) with 1% BTC cashback rising to 1.5% at Blue status, 0 annual/monthly fees, issued by Peoples Trust Company.
126 of the 174 priced cards cost less. Among the 101 that ask for exactly as much identity, the median is $1.00. This one takes 3 times that for the same loss of privacy.
Whether to take Shakepay Card
In its favour
- 1% BTC cashback on every Visa purchase, rising to 1.5% at Blue status
- 0 annual / monthly fees
- Cashback auto-paid into BTC balance
- Apple Pay & Google Pay supported
Against it
- Canada only (no US, EU, etc)
- BTC only — no ETH/USDC/USDT funding
- Currently virtual-card only — physical card is on a waitlist
- 3% foreign-transaction fee by default (Base/Bright status); only drops to 0% at Blue status ($1,000+ CAD/mo exchanged or $2,000+ CAD/mo direct deposits)
Also true, in its favour
- Available across all Canadian provinces and territories
- Issued by Peoples Trust Company
- Convert sat-back to CAD anytime
- 0% foreign-transaction fee once you reach Blue status
What Shakepay Card costs
| Charge | What it costs |
|---|---|
| To get the card | |
| To issue the card | $0.00 |
| Monthly | $0.00 |
| To put money in | |
| To load | 0% |
| To spend it | |
| To spend | 0% |
| To spend outside the dollar | 3% |
| Total, per $100 spent | $3.00 |
Not published by the issuer: per payment, fixed, at a cash machine.
Read off shakepay.com on July 21, 2026.
0 annual / monthly fees. Foreign-transaction fee is tiered by Shakepay status: 3% (Base), 1.5% (Bright), 0% (Blue). BTC cashback: 1% (Base/Bright), 1.5% (Blue), auto-paid into BTC balance. No ATM withdrawals. Card is currently virtual-only; physical card is on a waitlist. Issued by Peoples Trust Company. Apple Pay & Google Pay.
KYC: what Shakepay Card asks for
A government document. Passport or ID goes to the issuer and to whoever processes verification for it, before the card is handed over.
Limits on spending
Not published by the issuer: maximum balance, cash, per day.
Confirmed on shakepay.com on July 21, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.
Where it works
The issuer names no country it turns away. That is not a promise that every country works.
The other flaws
- No ATM withdrawals supported
- Prepaid (CAD-funded), not direct on-chain crypto spending
How we checked this
Thirteen fields are tracked for every service. 10 of them carry a figure we read off shakepay.com on July 21, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Issuance · Monthly · Spending limits · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- The issuer does not publish
- Cash machine charge · Maximum balance · Countries closed
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Alternatives to Shakepay Card
Onboard CardOnboard CardVisaVirtual onlyAsks for a documentOperational1.25% when you load, 1.5% outside the dollar and $0.30 fixed.AG7 Sept$3.05per $100 spent
