TL;DR.Simple Wallet Card is a Visa · MC crypto debit card (Virtual, KYC: Light KYC). Cost per $100 spent: $0. Top-up fee 0%, FX fee 2.5%. Wallet support: Apple Pay + Google Pay. Status: Operational. Last verified: July 21, 2026.
CARD PROFILE · LIGHT KYC
Simple Wallet Card.
Telegram-native stablecoin wallet with included IBAN, multi-coin support (BTC/ETH/SOL/XRP/LTC), staking, and crypto card (Visa/Mastercard via Unlimit) — Apple/Google Pay enabled.
Cost / $100
$0.00
Top-up fee
Free
Network
Visa · MC
Card type
Virtual
IBAN
Yes
Monthly limit
—
Status
Operational
Pros.
- +Telegram-native stablecoin wallet with card
- +IBAN included (own bank account inside crypto wallet)
- +Multi-coin support: BTC, ETH, SOL, XRP, LTC, DOT, stablecoins, etc.
- +Stake crypto and earn rewards in-app
- +Apple Pay & Google Pay supported
- +0 card issuance, monthly and domestic transaction fees
- +3 free domestic ATM withdrawals per month
- +All-in-one stablecoin spending platform
Cons.
- −2.5% fee on international card payments
- −International ATM withdrawals cost EUR 1.75 + 2.5%
- −Card reissue/replacement fee: EUR 20
- −Newer service
- −US not supported
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
0%
FX fee
2.5%
Issuance
Free
Monthly
Free
Cost / $100
$0.00
Published fee schedule (simple.app/cards-fees): 0 card issue, 0 monthly maintenance, 0% domestic card payments, 2.5% international card payments. ATM: 3 free domestic withdrawals/month then 2%, international EUR 1.75 + 2.5%. Card reissue EUR 20. Telegram-native onboarding (smpl_app). Card works with Apple Pay & Google Pay.
COVERAGE
Where it works.
Supported coins
USDTUSDCBTCETHSOLXRPLTCDOT
Chains
EthereumTronBitcoinSolana
Use cases
Online · IRL
Blocked countries
US
WALLETS
Apple PayYes
Google PayYes
ATMNo
REPUTATION
Trustpilot
—/5
0 reviews
Monetiro score
—/100
Verified July 21, 2026
ALTERNATIVES