Monetiro229 services on the ledger · last checked October 6, 2026
ENRU
$2.50/$100
Take it?CostsAsks forLimitsWhere it worksFlawsHow we checkedAlternatives
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Simple Wallet Card

Simple Wallet Card

Visa · MCVirtual onlySince 2023
Asks for a documentOperational

Telegram-native stablecoin wallet with included IBAN, multi-coin support (BTC/ETH/SOL/XRP/LTC), staking, and crypto card (Visa/Mastercard via Unlimit) — Apple/Google Pay enabled.

Total, per $100 spent: $2.50per $100 spent

118 of the 174 priced cards cost less. Among the 101 that ask for exactly as much identity, the median is $1.00. This one takes 3 times that for the same loss of privacy.

Open simple.appNot a paid link: we earn nothing either way.

Whether to take Simple Wallet Card

In its favour

  • Telegram-native stablecoin wallet with card
  • IBAN included (own bank account inside crypto wallet)
  • Multi-coin support: BTC, ETH, SOL, XRP, LTC, DOT, stablecoins, etc.
  • Stake crypto and earn rewards in-app

Against it

  • 2.5% fee on international card payments
  • International ATM withdrawals cost EUR 1.75 + 2.5%
  • Card reissue/replacement fee: EUR 20
  • Newer service

Also true, in its favour

  • Apple Pay & Google Pay supported
  • 0 card issuance, monthly and domestic transaction fees
  • 3 free domestic ATM withdrawals per month
  • All-in-one stablecoin spending platform

What Simple Wallet Card costs

ChargeWhat it costs
To get the card
To issue the card$0.00
Monthly$0.00
To put money in
To load0%
To spend it
To spend0%
To spend outside the dollar2.5%
At a cash machineDomestic (EU/EEA): free for first 3 withdrawals/month, then 2%; International: EUR 1.75 + 2.5%
Total, per $100 spent$2.50

Not published by the issuer: per payment, fixed.

Read off simple.app on July 21, 2026.

Published fee schedule (simple.app/cards-fees): 0 card issue, 0 monthly maintenance, 0% domestic card payments, 2.5% international card payments. ATM: 3 free domestic withdrawals/month then 2%, international EUR 1.75 + 2.5%. Card reissue EUR 20. Telegram-native onboarding (smpl_app). Card works with Apple Pay & Google Pay.

KYC: what Simple Wallet Card asks for

A government document. Passport or ID goes to the issuer and to whoever processes verification for it, before the card is handed over.

Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards

Limits on spending

Simple Wallet Card publishes no spending limits at all.

Where it works

WalletsApple Pay and Google Pay
Accepted whereOnline and in person
Account detailsIts own account details
Coins in8USDT, USDC, BTC, ETH, SOL, XRP, LTC, DOT
Chains4Ethereum, Tron, Bitcoin, Solana

Closed to residents of 1 countries, according to the issuer's own terms.

  • United States

The other flaws

  • US not supported

How we checked this

Thirteen fields are tracked for every service. 11 of them carry a figure we read off simple.app on July 21, 2026.

Issuer's page
Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Issuance · Monthly · Cash machine charge · Apple Pay and Google Pay
Sign-up flow
Identity level
Live check
Operating status
Terms
Countries closed
The issuer does not publish
Spending limits · Maximum balance

Nothing here came from a press release, an affiliate sheet, or another comparison site.

Open simple.appNot a paid link: we earn nothing either way.

Alternatives to Simple Wallet Card

Its issuer publishes nothing to compare on price.SpendaSpendaVisa · MCVirtual onlyAsks for a documentOperationalPublishes 2 of five fee fields — not enough to price.AG12 Septnot published
Takes $0.50 less on every $100 spent.WallbitWallbitVisaVirtual onlyAsks for a documentOperationalFree to load. 2% outside the dollar.AG12 Sept$2.00per $100 spent
Costs $0.45 more per $100 — the price of the difference.Volet CardVolet CardVisa · MCVirtual and plasticAsks for a documentOperational2.95% outside the dollar. 1 fee field is not published.AG21 Jul$2.95per $100 spent