Monetiro229 services on the ledger · last checked October 6, 2026
$5.25/$100
Ledger
Sovrae Card

Sovrae Card

Visa · MCVirtual and plasticSince 2024
No KYCOperational

HK/SG-issued Visa with light-KYC physical option (passport + selfie) — USDT/USDC across BEP-20/ERC-20/TRC-20, $1M monthly cap, BTC support coming.

Total, per $100 spent: $5.25per $100 spent

154 of the 174 priced cards cost less. Among the 17 that ask for exactly as much identity, the median is $4.75.

Open sovrae.ioNot a paid link: we earn nothing either way.

Whether to take Sovrae Card

In its favour

  • Issued via partners in Hong Kong and Singapore
  • Virtual card needs NO verification (instant)
  • Physical: light KYC (passport photo + selfie)
  • USDT/USDC on multiple chains (BEP-20, ERC-20, TRC-20)

Against it

  • Virtual issuance $89 (high)
  • Physical issuance $249
  • 2% top-up fee (Virtual) / 1.5% (Physical)
  • Per-transaction $0.25 + 1.5% fee

Also true, in its favour

  • BTC top-up coming soon
  • Up to $1M monthly limit
  • Visa & Mastercard global acceptance
  • Apple Pay & Google Pay supported

What Sovrae Card costs

ChargeWhat it costs
To get the card
To issue the card$89.00
Monthly$0.00
To put money in
To load2%
To spend it
To spend1.5%
Per payment, fixed$0.25
To spend outside the dollar1.5%
At a cash machine2% (physical)
Total, per $100 spent$5.25

Read off sovrae.io on July 21, 2026.

Virtual: $89 issuance, 2% top-up, 1.5% + $0.25 per transaction, 1.5% FX. Physical: $249 issuance, 1.5% top-up, 1.5% + $0.10 per transaction, 2% ATM. Limits: $20k per tx, $250k/day, $1M/month. Banned: Afghanistan, Belarus, Cuba, Iran, NK, Syria, Venezuela, Russia, Ukraine, Myanmar, Somalia, Yemen + others.

KYC: what Sovrae Card asks for

An email address, and nothing else. No document, no face, no address — and a burner address costs nothing, which is why the ledger counts this as no identity check at all.

Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards

Limits on spending

Monthly spend$1,000,000
Daily spend$250,000
Per payment$20,000
Maximum balance$1,000,000

Not published by the issuer: cash, per day.

Confirmed on sovrae.io on July 21, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.

Where it works

WalletsApple Pay and Google Pay
Accepted whereOnline, in person, cash machines
Account detailsNone — it is a card, not an account
Coins in2USDT, USDC
Chains3Ethereum, BSC, Tron
TiersVirtual ($89), Physical ($249)

Closed to residents of 13 countries, according to the issuer's own terms.

  • Afghanistan
  • Belarus
  • Cuba
  • Iran
  • Myanmar
  • North Korea
  • Russia
  • Somalia
  • Syria
  • Ukraine
  • United States
  • Venezuela
  • Yemen

The other flaws

  • FX up to 1.5%
  • ATM 2% on physical card
  • Long blocked-countries list (incl Ukraine, Russia)

How we checked this

Thirteen fields are tracked for every service, and on this record all thirteen carry a figure read off sovrae.io on July 21, 2026.

Issuer's page
Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Issuance · Monthly · Cash machine charge · Spending limits · Maximum balance · Apple Pay and Google Pay
Sign-up flow
Identity level
Live check
Operating status
Terms
Countries closed

Nothing here came from a press release, an affiliate sheet, or another comparison site.

Open sovrae.ioNot a paid link: we earn nothing either way.

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