Monetiro229 services on the ledger · last checked October 6, 2026
$1.00/$100
Ledger
Tria Card

Tria Card

VisaVirtual onlySince 2024
Asks for everythingOperational

Self-custodial Visa with 1,000+ cryptocurrencies for top-up — MPC wallet (no custodian), 6% cashback at Premium tier, 0% top-up markup, $1M daily limit.

Total, per $100 spent: $1.00per $100 spent

53 of the 174 priced cards cost less. Among the 113 that ask for exactly as much identity, the median is $1.25.

Open tria.soNot a paid link: we earn nothing either way.

Whether to take Tria Card

In its favour

  • 1,000+ cryptocurrencies for top-up across major chains
  • Self-custodial via MPC wallet — keys stay with user
  • 150+ countries, 130M+ merchants
  • Cashback 1.5%-6% by tier

Against it

  • One-time tier fees: $25 Virtual / $109 Signature / $250 Premium
  • 1% Visa network fee on all transactions
  • FX fees apply on non-USD spending
  • Higher cashback tiers gated by upfront payment

Also true, in its favour

  • 0% on deposits/withdrawals/top-ups (promo, no markup)
  • Apple Pay & Google Pay
  • Daily limit up to $1,000,000

What Tria Card costs

ChargeWhat it costs
To get the card
To issue the card$25.00
Monthly$0.00
To put money in
To load0%
To spend it
To spend1%
Total, per $100 spent$1.00

Not published by the issuer: per payment, fixed, to spend outside the dollar, at a cash machine.

Read off tria.so on September 9, 2026.

Tiers: Virtual $25 (1.5% cashback), Signature $109 (4.5%), Premium $250 (6%). All one-time, no monthly. 0% on deposits/withdrawals/top-ups (promo). 1% standard Visa network fee. FX applies on non-USD. Daily limit $1M.

KYC: what Tria Card asks for

Full verification: a document, a photograph of your face and proof of your address. The same file a bank opens on you, held by a company that is not a bank.

Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards

Limits on spending

Daily spend$1,000,000

Not published by the issuer: monthly spend, per payment, maximum balance, cash, per day.

Confirmed on tria.so on September 9, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.

Where it works

WalletsApple Pay and Google Pay
Accepted whereOnline and in person
Account detailsNone — it is a card, not an account
Coins in7BTC, ETH, USDT, USDC, SOL, AVAX, MATIC
Chains6Ethereum, Polygon, Optimism, Arbitrum, Solana, Avalanche
TiersVirtual ($25), Signature ($109), Premium ($250)

Closed to residents of 26 countries, according to the issuer's own terms.

  • Afghanistan
  • Belarus
  • Central African Republic
  • Congo (DRC)
  • Cuba
  • Eritrea
  • Ethiopia
  • Guinea
  • Guinea-Bissau
  • Iran
  • Iraq
  • Lebanon
  • Libya
  • Mali
  • Myanmar
  • Nicaragua
  • North Korea
  • Russia
  • Somalia
  • South Sudan
  • Sudan
  • Syria
  • United States
  • Venezuela
  • Yemen
  • Zimbabwe

The other flaws

  • Newer service (2024) — limited track record
  • Full KYC required

What has changed

3 recorded changes, the most recent on April 21, 2026. Each carries the page we read it on.

April 21, 2026VerifiedTria integrates Decibel for onchain perpetual tradingOn April 21, 2026, Tria integrated Decibel — bringing onchain perpetual trading to Tria users alongside the existing Tria Card and self-custodial neofinance stack. Live in-app on the integration date.prnewswire.com
April 5, 2026VerifiedTria launches Season 2 rewards (snapshot April 20)On April 4-5, 2026 Tria announced its Season 2 rewards programme running until an April 20 snapshot, emphasising perp futures trading and Tria Card activity for points accrual.binance.com
February 3, 2026VerifiedTria launches TRIA token + airdrop alongside its cardOn February 3, 2026 Tria launched the $TRIA token across major exchanges (Binance, KuCoin, BingX) as the native asset for its self-custodial neobank and cross-chain payments stack — including the Tria Card.bingx.com

How we checked this

Thirteen fields are tracked for every service. 10 of them carry a figure we read off tria.so on September 9, 2026.

Issuer's page
Cost per $100 · Loading charge · Per-payment charge · Issuance · Monthly · Spending limits · Apple Pay and Google Pay
Sign-up flow
Identity level
Live check
Operating status
Terms
Countries closed
The issuer does not publish
Currency conversion · Cash machine charge · Maximum balance

Nothing here came from a press release, an affiliate sheet, or another comparison site.

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