Tria CardTria Card
VisaVirtual onlySince 2024Self-custodial Visa with 1,000+ cryptocurrencies for top-up — MPC wallet (no custodian), 6% cashback at Premium tier, 0% top-up markup, $1M daily limit.
53 of the 174 priced cards cost less. Among the 113 that ask for exactly as much identity, the median is $1.25.
Whether to take Tria Card
In its favour
- 1,000+ cryptocurrencies for top-up across major chains
- Self-custodial via MPC wallet — keys stay with user
- 150+ countries, 130M+ merchants
- Cashback 1.5%-6% by tier
Against it
- One-time tier fees: $25 Virtual / $109 Signature / $250 Premium
- 1% Visa network fee on all transactions
- FX fees apply on non-USD spending
- Higher cashback tiers gated by upfront payment
Also true, in its favour
- 0% on deposits/withdrawals/top-ups (promo, no markup)
- Apple Pay & Google Pay
- Daily limit up to $1,000,000
What Tria Card costs
| Charge | What it costs |
|---|---|
| To get the card | |
| To issue the card | $25.00 |
| Monthly | $0.00 |
| To put money in | |
| To load | 0% |
| To spend it | |
| To spend | 1% |
| Total, per $100 spent | $1.00 |
Not published by the issuer: per payment, fixed, to spend outside the dollar, at a cash machine.
Read off tria.so on September 9, 2026.
Tiers: Virtual $25 (1.5% cashback), Signature $109 (4.5%), Premium $250 (6%). All one-time, no monthly. 0% on deposits/withdrawals/top-ups (promo). 1% standard Visa network fee. FX applies on non-USD. Daily limit $1M.
KYC: what Tria Card asks for
Full verification: a document, a photograph of your face and proof of your address. The same file a bank opens on you, held by a company that is not a bank.
Limits on spending
Not published by the issuer: monthly spend, per payment, maximum balance, cash, per day.
Confirmed on tria.so on September 9, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.
Where it works
Closed to residents of 26 countries, according to the issuer's own terms.
- Afghanistan
- Belarus
- Central African Republic
- Congo (DRC)
- Cuba
- Eritrea
- Ethiopia
- Guinea
- Guinea-Bissau
- Iran
- Iraq
- Lebanon
- Libya
- Mali
- Myanmar
- Nicaragua
- North Korea
- Russia
- Somalia
- South Sudan
- Sudan
- Syria
- United States
- Venezuela
- Yemen
- Zimbabwe
The other flaws
- Newer service (2024) — limited track record
- Full KYC required
What has changed
3 recorded changes, the most recent on April 21, 2026. Each carries the page we read it on.
How we checked this
Thirteen fields are tracked for every service. 10 of them carry a figure we read off tria.so on September 9, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Per-payment charge · Issuance · Monthly · Spending limits · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- Terms
- Countries closed
- The issuer does not publish
- Currency conversion · Cash machine charge · Maximum balance
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Alternatives to Tria Card
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Lava CardLava CardVisaVirtual onlyAsks for everythingOperationalPublishes 2 of five fee fields — not enough to price.AG31 Julnot published