TL;DR.WantToPay is a Visa · MC crypto debit card (Virtual, KYC: Minimal). Cost per $100 spent: not disclosed. Top-up fee not disclosed, FX fee not disclosed. Wallet support: Apple Pay + Google Pay. Status: Operational. Last verified: July 21, 2026.
CARD PROFILE · MINIMAL
WantToPay.
Telegram-based no-KYC card service. Accepts USDT and rubles via SBP. Easy tier: $4,000/month, Pro tier: $50,000/month. No legal entity behind the service.
Cost / $100
—
Top-up fee
—
Network
Visa · MC
Card type
Virtual
IBAN
No
Monthly limit
$4,000
Status
Operational
Pros.
- +No KYC required
- +Apple Pay & Google Pay (Smart/Pro tiers)
- +Targeted at Russian-speaking users
- +USDT and rubles (via SBP) accepted
- +Pro tier up to $50,000/month
Cons.
- −⚠️ Telegram bot only — no legal entity, no regulation
- −High risk of losing funds
- −Virtual only — no physical card, no ATM
- −Fees vary widely by tier and payment method (crypto surcharge up to 9%)
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
—
Transaction fee
—
FX fee
—
Issuance
$10
Monthly
—
Cost / $100
—
Published tariffs (faq.wanttopay.net): issuance $0/$10/$15/$35 (Prepaid/Easy/Smart/Pro) via crypto; monthly spend cap $1,000/$4,000/$50,000/$50,000. Crypto payment surcharge 7-9% depending on tier; non-USD or non-US-merchant purchases +2.5% (min $0.50).
COVERAGE
Where it works.
Supported coins
BTCUSDTUSDCTONETHBNB
Chains
TronEthereumBSC
Use cases
Online only
Blocked countries
RUTR
WALLETS
Apple PayYes
Google PayYes
ATMNo
REPUTATION
Trustpilot
—/5
0 reviews
Monetiro score
—/100
Verified July 21, 2026
ALTERNATIVES