Monetiro229 services on the ledger · last checked October 6, 2026
Ledger
WantToPay

WantToPay

Visa · MCVirtual only
Asks for everythingOperational

Telegram-based card service for Russian-speaking users. Accepts USDT and rubles via SBP. Identity is verified through Sumsub (document plus selfie) before issuance. Easy tier: $4,000/month, Pro tier: $50,000/month. No legal entity behind the service.

Total, per $100 spent: not published

The issuer does not publish enough of its charges for us to price this card. That is not the same as cheap.

Open wanttopay.netNot a paid link: we earn nothing either way.

Whether to take WantToPay

In its favour

  • Telegram bot issuance — card in minutes once verified
  • Apple Pay & Google Pay (Smart/Pro tiers)
  • Targeted at Russian-speaking users
  • USDT and rubles (via SBP) accepted

Against it

  • Telegram bot only — no legal entity, no regulation
  • Full KYC through Sumsub: passport photo plus a selfie before the card is issued
  • High risk of losing funds
  • Virtual only — no physical card, no ATM

Also true, in its favour

  • Pro tier up to $50,000/month

What WantToPay costs

ChargeWhat it costs
To get the card
To issue the card$10.00
Total, per $100 spentNot published

Not published by the issuer: monthly, to load, to spend, per payment, fixed, to spend outside the dollar, at a cash machine.

Read off wanttopay.net on September 9, 2026.

Published tariffs (faq.wanttopay.net): issuance $0/$10/$15/$35 (Prepaid/Easy/Smart/Pro) via crypto; monthly spend cap $1,000/$4,000/$50,000/$50,000. Crypto payment surcharge 7-9% depending on tier; non-USD or non-US-merchant purchases +2.5% (min $0.50).

KYC: what WantToPay asks for

Full verification: a document, a photograph of your face and proof of your address. The same file a bank opens on you, held by a company that is not a bank.

Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards

Limits on spending

Monthly spend$4,000

Not published by the issuer: daily spend, per payment, maximum balance, cash, per day.

Confirmed on wanttopay.net on September 9, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.

Where it works

WalletsApple Pay and Google Pay
Accepted whereOnline and in person
Account detailsNone — it is a card, not an account
Coins in6BTC, USDT, USDC, TON, ETH, BNB
Chains3Tron, Ethereum, BSC
TiersEasy, Smart, Prepaid, Pro

Closed to residents of 2 countries, according to the issuer's own terms.

  • Russia
  • Turkey

The other flaws

  • Fees vary widely by tier and payment method (crypto surcharge up to 9%)

How we checked this

Thirteen fields are tracked for every service. 6 of them carry a figure we read off wanttopay.net on September 9, 2026.

Issuer's page
Issuance · Spending limits · Apple Pay and Google Pay
Sign-up flow
Identity level
Live check
Operating status
Terms
Countries closed
The issuer does not publish
Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Monthly · Cash machine charge · Maximum balance

Nothing here came from a press release, an affiliate sheet, or another comparison site.

Open wanttopay.netNot a paid link: we earn nothing either way.

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