WantToPayWantToPay
Visa · MCVirtual onlyTelegram-based card service for Russian-speaking users. Accepts USDT and rubles via SBP. Identity is verified through Sumsub (document plus selfie) before issuance. Easy tier: $4,000/month, Pro tier: $50,000/month. No legal entity behind the service.
The issuer does not publish enough of its charges for us to price this card. That is not the same as cheap.
Whether to take WantToPay
In its favour
- Telegram bot issuance — card in minutes once verified
- Apple Pay & Google Pay (Smart/Pro tiers)
- Targeted at Russian-speaking users
- USDT and rubles (via SBP) accepted
Against it
- Telegram bot only — no legal entity, no regulation
- Full KYC through Sumsub: passport photo plus a selfie before the card is issued
- High risk of losing funds
- Virtual only — no physical card, no ATM
Also true, in its favour
- Pro tier up to $50,000/month
What WantToPay costs
| Charge | What it costs |
|---|---|
| To get the card | |
| To issue the card | $10.00 |
| Total, per $100 spent | Not published |
Not published by the issuer: monthly, to load, to spend, per payment, fixed, to spend outside the dollar, at a cash machine.
Read off wanttopay.net on September 9, 2026.
Published tariffs (faq.wanttopay.net): issuance $0/$10/$15/$35 (Prepaid/Easy/Smart/Pro) via crypto; monthly spend cap $1,000/$4,000/$50,000/$50,000. Crypto payment surcharge 7-9% depending on tier; non-USD or non-US-merchant purchases +2.5% (min $0.50).
KYC: what WantToPay asks for
Full verification: a document, a photograph of your face and proof of your address. The same file a bank opens on you, held by a company that is not a bank.
Limits on spending
Not published by the issuer: daily spend, per payment, maximum balance, cash, per day.
Confirmed on wanttopay.net on September 9, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.
Where it works
Closed to residents of 2 countries, according to the issuer's own terms.
- Russia
- Turkey
The other flaws
- Fees vary widely by tier and payment method (crypto surcharge up to 9%)
How we checked this
Thirteen fields are tracked for every service. 6 of them carry a figure we read off wanttopay.net on September 9, 2026.
- Issuer's page
- Issuance · Spending limits · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- Terms
- Countries closed
- The issuer does not publish
- Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Monthly · Cash machine charge · Maximum balance
Nothing here came from a press release, an affiliate sheet, or another comparison site.
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