Zebec CarbonZebec Carbon
MastercardVirtual and plasticSince 2025Zero-fee Mastercard with 1:1 stablecoin-to-fiat conversion — built on Zebec Network's real-time streaming payments protocol, now spanning 18+ chains and 150+ tokens, with minimal-KYC activation.
It takes nothing at all. 173 of the 174 priced cards cost more. Among the 8 that ask for exactly as much identity, the median is $4.42.
Whether to take Zebec Carbon
In its favour
- Zero-fee Mastercard — no sign-up, no monthly, no transaction fees
- 1:1 stablecoin to fiat conversion at POS
- Real-time payroll/streaming payments built-in
- Minimal KYC — activate with email, wallet + address, no ID upload
Against it
- Variable FX fee if you spend outside your card's currency
- Limited reload size ($1,000/tx)
- No ATM access on this tier
- No published monthly/max-balance limit
Also true, in its favour
- Apple Pay & Google Pay supported
- $1,000 reload per transaction, $10,000 daily spend
- Multi-chain: 18+ blockchains and 150+ tokens supported (was Solana-only)
What Zebec Carbon costs
| Charge | What it costs |
|---|---|
| To get the card | |
| To issue the card | $0.00 |
| Monthly | $0.00 |
| To put money in | |
| To load | 0% |
| To spend it | |
| To spend | 0% |
| Total, per $100 spent | $0.00 |
Not published by the issuer: per payment, fixed, to spend outside the dollar, at a cash machine.
Read off zebec.io on July 21, 2026.
0 sign-up, 0 monthly, 0 transaction fees. Variable FX fee applies if your spend currency doesn't match the card's currency. 1:1 stablecoin to fiat conversion at POS. $1,000 reload per transaction. $10,000 daily spending limit. Apple Pay & Google Pay. Multi-chain (18+ chains, 150+ tokens) via Zebec Network.
KYC: what Zebec Carbon asks for
A name and a phone number, neither of them verified. No document is uploaded and no selfie is taken, but you are no longer anonymous to the issuer.
Limits on spending
Not published by the issuer: monthly spend, maximum balance, cash, per day.
Confirmed on zebec.io on July 21, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.
Where it works
The issuer names no country it turns away. That is not a promise that every country works.
The other flaws
- Newer card product (2025 launch)
How we checked this
Thirteen fields are tracked for every service. 9 of them carry a figure we read off zebec.io on July 21, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Per-payment charge · Issuance · Monthly · Spending limits · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- The issuer does not publish
- Currency conversion · Cash machine charge · Maximum balance · Countries closed
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Alternatives to Zebec Carbon
HexaCardHexaCardVisa · MC · AmexVirtual and plasticAsks for a light checkIssues reportedPublishes 2 of five fee fields — not enough to price.AG9 Septnot published
PintoPayPintoPayVisa · MCVirtual and plasticAsks for a light checkIssues reported2.5% when you load, plus $0.25 fixed. 1 fee field is not published.AG21 Jul$2.75per $100 spent