Ledger
Airtm Card
Airtm CardAirtm Card
VisaVirtual onlySince 2017Asks for a documentOperational
USDC virtual Visa for emerging markets and gig workers — issued to residents of 15+ countries so far (rolling out from Airtm's 190+ country wallet network), $2K daily, Apple/Google Pay.
Total, per $100 spent: $1.00per $100 spent
53 of the 174 priced cards cost less. Among the 101 that ask for exactly as much identity, the median is $1.00.
Open airtm.comNot a paid link: we earn nothing either way.
Whether to take Airtm Card
In its favour
- USDC-powered virtual Visa, backed by Airtm's 190+ country wallet network
- Card itself rolling out gradually — live in 15+ countries so far (US, Argentina + more)
- Apple Pay & Google Pay supported
- $2,000 daily spending limit
Against it
- Virtual only (no physical card)
- Card eligibility limited to residents of 15+ countries so far — not the full 190+ country Airtm footprint
- Restricted in 6 US states (CT, HI, NY, NH, TX, VT, VA)
- $2,000/day cap (low for higher earners)
Also true, in its favour
- Built for freelancers/gig economy/remote workers
- Auto-converts crypto to local fiat at POS
- 1% top-up only on first $200/month — rest free
- Strong LATAM rollout (Argentina now; Bolivia, Colombia, Ecuador, Dominican Republic coming)
What Airtm Card costs
| Charge | What it costs |
|---|---|
| To get the card | |
| To issue the card | $0.00 |
| Monthly | $0.00 |
| To put money in | |
| To load | 1% |
| Total, per $100 spent | $1.00 |
Not published by the issuer: to spend, per payment, fixed, to spend outside the dollar, at a cash machine.
Read off airtm.com on July 21, 2026.
1% fee on first $200 added per calendar month (subsequent loads free). $2,000/day spending limit. Virtual only. Apple Pay & Google Pay. Card eligibility limited to verified residents of 15+ countries so far (expanding gradually), within Airtm's broader 190+ country wallet network. US: restricted in CT, HI, NY, NH, TX, VT, VA.
KYC: what Airtm Card asks for
A government document. Passport or ID goes to the issuer and to whoever processes verification for it, before the card is handed over.
Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards
Limits on spending
Daily spend$2,000
Not published by the issuer: monthly spend, per payment, maximum balance, cash, per day.
Confirmed on airtm.com on July 21, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.
Where it works
WalletsApple Pay and Google Pay
Accepted whereOnline and in person
Account detailsNone — it is a card, not an account
Coins in2USDC, USDT
Chains3Ethereum, Polygon, Tron
The issuer names no country it turns away. That is not a promise that every country works.
United States — also closed in 7 regions: CT · HI · NY · NH · TX · VT · VA. That is a restriction below the level of a country, so the country itself still counts as served.
The other flaws
- 1% fee on first $200 added per month
- USDC-only stablecoin (no BTC/ETH direct)
How we checked this
Thirteen fields are tracked for every service. 8 of them carry a figure we read off airtm.com on July 21, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Issuance · Monthly · Spending limits · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- The issuer does not publish
- Currency conversion · Per-payment charge · Cash machine charge · Maximum balance · Countries closed
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Open airtm.comNot a paid link: we earn nothing either way.
Alternatives to Airtm Card
Costs exactly the same.
Tuyo CardTuyo CardVisaVirtual onlyAsks for a documentOperationalFree to load. 1% outside the dollar.AG7 Sept$1.00per $100 spent
Tuyo CardTuyo CardVisaVirtual onlyAsks for a documentOperationalFree to load. 1% outside the dollar.AG7 Sept$1.00per $100 spentCosts $0.50 more per $100 — the price of the difference.
BenPay Alpha CardBenPay Alpha CardVisaVirtual onlyAsks for a documentOperational1.5% outside the dollar. 1 fee field is not published.AG21 Jul$1.50per $100 spent
BenPay Alpha CardBenPay Alpha CardVisaVirtual onlyAsks for a documentOperational1.5% outside the dollar. 1 fee field is not published.AG21 Jul$1.50per $100 spent