MONETIROCARDSAIRTM CARD
TL;DR.Airtm Card is a Visa crypto debit card (Virtual, KYC: Light KYC). Cost per $100 spent: $1. Top-up fee 1%, FX fee not disclosed. Wallet support: Apple Pay + Google Pay. Status: Operational. Last verified: July 21, 2026.
CARD PROFILE · LIGHT KYC

Airtm Card.

USDC virtual Visa for emerging markets and gig workers — issued to residents of 15+ countries so far (rolling out from Airtm's 190+ country wallet network), $2K daily, Apple/Google Pay.

Launched 2017·Verified July 21, 2026

Cost / $100
$1.00
Top-up fee
1%
Network
Visa
Card type
Virtual
IBAN
No
Monthly limit
Status
Operational

Pros.

  • +USDC-powered virtual Visa, backed by Airtm's 190+ country wallet network
  • +Card itself rolling out gradually — live in 15+ countries so far (US, Argentina + more)
  • +Apple Pay & Google Pay supported
  • +$2,000 daily spending limit
  • +Built for freelancers/gig economy/remote workers
  • +Auto-converts crypto to local fiat at POS
  • +1% top-up only on first $200/month — rest free
  • +Strong LATAM rollout (Argentina now; Bolivia, Colombia, Ecuador, Dominican Republic coming)

Cons.

  • Virtual only (no physical card)
  • Card eligibility limited to residents of 15+ countries so far — not the full 190+ country Airtm footprint
  • Restricted in 6 US states (CT, HI, NY, NH, TX, VT, VA)
  • $2,000/day cap (low for higher earners)
  • 1% fee on first $200 added per month
  • USDC-only stablecoin (no BTC/ETH direct)

FEE BREAKDOWN

Detailed fee breakdown.

Top-up fee
1%
Transaction fee
FX fee
Issuance
Free
Monthly
Free
Cost / $100
$1.00

1% fee on first $200 added per calendar month (subsequent loads free). $2,000/day spending limit. Virtual only. Apple Pay & Google Pay. Card eligibility limited to verified residents of 15+ countries so far (expanding gradually), within Airtm's broader 190+ country wallet network. US: restricted in CT, HI, NY, NH, TX, VT, VA.


COVERAGE

Where it works.

Supported coins
USDCUSDT
Chains
EthereumPolygonTron
Use cases
Online only
Blocked countries
CTHINYNHTXVTVA

WALLETS
Apple PayYes
Google PayYes
ATMNo
REPUTATION
Trustpilot
/5
0 reviews
Monetiro score
/100
Verified July 21, 2026

ALTERNATIVES

Closest on the ledger.