Monetiro229 services on the ledger · last checked October 6, 2026
ENRU
$2.30/$100
Take it?CostsAsks forLimitsWhere it worksHow we checkedAlternatives
Ledger
KOSH Card

KOSH Card

VisaVirtual and plasticSince 2024
Asks for a documentOperational

Global USD financial account for freelancers — Visa card (Personal or Corporate) + multiple funding rails (Virtual Bank Account, ACH, Wire, crypto deposit), stablecoin payouts to bank or mobile wallet.

Total, per $100 spent: $2.30per $100 spent

111 of the 174 priced cards cost less. Among the 101 that ask for exactly as much identity, the median is $1.00. This one takes 2 times that for the same loss of privacy.

Open koshmoney.comNot a paid link: we earn nothing either way.

Whether to take KOSH Card

In its favour

  • Global financial account for freelancers
  • USD account + global Visa card + stablecoin payouts
  • Virtual Bank Account, ACH, Wire, or crypto deposit options
  • Send funds to bank accounts or mobile wallets

Against it

  • 2% FX fee plus $0.3 flat on international/foreign-currency transactions
  • $10 virtual / $100 physical card issuance fee, plus $10/year annual fee
  • ATM withdrawals cost $1 + 1% + FX where applicable
  • US not supported

Also true, in its favour

  • Apple Pay & Google Pay supported
  • Multi-currency support beyond USD
  • All-in-one freelance/remote-worker focused

What KOSH Card costs

ChargeWhat it costs
To get the card
To issue the card$10.00
Monthly$0.00
To put money in
To load0%
To spend it
To spend0%
Per payment, fixed$0.30
To spend outside the dollar2%
At a cash machine$1 flat + 1% + FX if applicable
Total, per $100 spent$2.30

Read off koshmoney.com on July 21, 2026.

USD spending is free (0% transaction fee, no monthly fee). Foreign-currency spending: 2% FX + $0.3 flat. Card issuance: $10 virtual / $100 physical, plus $10/year. ATM withdrawal: $1 + 1% + FX if applicable. USDC/USDT deposits are free. Source: koshmoney.com/legal/consumer-card-terms-international.

KYC: what KOSH Card asks for

A government document. Passport or ID goes to the issuer and to whoever processes verification for it, before the card is handed over.

Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards

Limits on spending

KOSH Card publishes no spending limits at all.

Where it works

WalletsApple Pay and Google Pay
Accepted whereOnline and in person
Account detailsNone — it is a card, not an account
Coins in2USDC, USDT
Chains3Ethereum, Polygon, Tron
TiersPersonal, Corporate

Closed to residents of 1 countries, according to the issuer's own terms.

  • United States

How we checked this

Thirteen fields are tracked for every service. 11 of them carry a figure we read off koshmoney.com on July 21, 2026.

Issuer's page
Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Issuance · Monthly · Cash machine charge · Apple Pay and Google Pay
Sign-up flow
Identity level
Live check
Operating status
Terms
Countries closed
The issuer does not publish
Spending limits · Maximum balance

Nothing here came from a press release, an affiliate sheet, or another comparison site.

Open koshmoney.comNot a paid link: we earn nothing either way.

Alternatives to KOSH Card

Costs $0.20 more per $100 — the price of the difference.KartaKartaVisaVirtual and plasticAsks for a documentOperationalFree to load. 1% outside the dollar, plus $1.50 fixed.AG7 Sept$2.50per $100 spent
Takes $0.30 less on every $100 spent.DPT PayDPT PayVisaVirtual and plasticAsks for a documentOperationalFree to load. 2% outside the dollar.AG11 Sept$2.00per $100 spent
Takes $0.31 less on every $100 spent.Bitrefill CardBitrefill CardVisaVirtual and plasticAsks for a documentOperational1.99% when you load.AG7 Sept$1.99per $100 spent