TL;DR.Ripio Card is a Visa crypto debit card (Virtual + Physical, KYC: Light KYC). Cost per $100 spent: not disclosed. Top-up fee not disclosed, FX fee not disclosed. Wallet support: Apple Pay + Google Pay. Status: Operational. Last verified: July 21, 2026.
CARD PROFILE · LIGHT KYC
Ripio Card.
Argentina-issued Visa prepaid card from LATAM crypto leader Ripio with 2% cashback in BTC, ETH or USDT, native Apple Pay/Google Wallet support, and pay-with-any-crypto from your Ripio wallet.
Cost / $100
—
Top-up fee
—
Network
Visa
Card type
Virtual + Physical
IBAN
No
Monthly limit
—
Status
Operational
Pros.
- +Free Visa card (virtual + physical) with no maintenance fee
- +2% cashback in BTC, ETH or USDT on crypto payments (0.5% on ARS)
- +Apple Pay and Google Wallet supported
- +Pay with any crypto held in your Ripio wallet, including stablecoins
- +ATM cash withdrawals at supermarkets, gas stations and ATMs
- +Backed by Ripio, leading LATAM crypto exchange since 2013
- +New users: 4% (crypto) / 1% (ARS) cashback for the first 30 days
Cons.
- −Available only to Ripio users in Argentina (Latam-focused product)
- −Full KYC required as a regulated Argentine fintech card
- −Prepaid model — funds debit instantly from wallet balance
- −No public IBAN or EUR/USD bank account features
- −Daily/monthly spend and ATM limits not publicly disclosed
- −Boosted 4% cashback only lasts 30 days for new users
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
—
Transaction fee
—
FX fee
—
Issuance
Free
Monthly
Free
Cost / $100
—
Issuer does not publicly disclose fee details — exact figures vary, verify in app.
Card issuance and monthly maintenance are free for both virtual and physical Visa. Cashback: 2% in USDT/BTC/ETH on crypto payments, 0.5% on ARS payments. New users: 4% (crypto) / 1% (ARS) for the first 30 days. FX, ATM and top-up fees are not publicly disclosed.
COVERAGE
Where it works.
Supported coins
BTCETHUSDTARS
Chains
—
Use cases
Online · IRL · ATM
Blocked countries
None
WALLETS
Apple PayYes
Google PayYes
ATMYes
REPUTATION
Trustpilot
3.1/5
1822 reviews
Monetiro score
—/100
Verified July 21, 2026
ALTERNATIVES