Ledger
Ripio Card
Ripio CardRipio Card
VisaVirtual and plasticAsks for a documentOperational
Argentina-issued Visa prepaid card from LATAM crypto leader Ripio with 2% cashback in BTC, ETH or USDT, native Apple Pay/Google Wallet support, and pay-with-any-crypto from your Ripio wallet.
Total, per $100 spent: not published
The issuer does not publish enough of its charges for us to price this card. That is not the same as cheap.
Open ripio.comNot a paid link: we earn nothing either way.
Whether to take Ripio Card
In its favour
- Free Visa card (virtual + physical) with no maintenance fee
- 2% cashback in BTC, ETH or USDT on crypto payments (0.5% on ARS)
- Apple Pay and Google Wallet supported
- Pay with any crypto held in your Ripio wallet, including stablecoins
Against it
- Available only to Ripio users in Argentina (Latam-focused product)
- Full KYC required as a regulated Argentine fintech card
- Prepaid model — funds debit instantly from wallet balance
- No public IBAN or EUR/USD bank account features
Also true, in its favour
- ATM cash withdrawals at supermarkets, gas stations and ATMs
- Backed by Ripio, leading LATAM crypto exchange since 2013
- New users: 4% (crypto) / 1% (ARS) cashback for the first 30 days
What Ripio Card costs
| Charge | What it costs |
|---|---|
| To get the card | |
| To issue the card | $0.00 |
| Monthly | $0.00 |
| Total, per $100 spent | Not published |
Not published by the issuer: to load, to spend, per payment, fixed, to spend outside the dollar, at a cash machine.
Read off ripio.com on July 21, 2026.
Card issuance and monthly maintenance are free for both virtual and physical Visa. Cashback: 2% in USDT/BTC/ETH on crypto payments, 0.5% on ARS payments. New users: 4% (crypto) / 1% (ARS) for the first 30 days. FX, ATM and top-up fees are not publicly disclosed.
KYC: what Ripio Card asks for
A government document. Passport or ID goes to the issuer and to whoever processes verification for it, before the card is handed over.
Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards
Limits on spending
Ripio Card publishes no spending limits at all.
Where it works
WalletsApple Pay and Google Pay
Accepted whereOnline, in person, cash machines
Account detailsNone — it is a card, not an account
Coins in4BTC, ETH, USDT, ARS
The issuer names no country it turns away. That is not a promise that every country works.
The other flaws
- Daily/monthly spend and ATM limits not publicly disclosed
- Boosted 4% cashback only lasts 30 days for new users
How we checked this
Thirteen fields are tracked for every service. 5 of them carry a figure we read off ripio.com on July 21, 2026.
- Issuer's page
- Issuance · Monthly · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- The issuer does not publish
- Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Cash machine charge · Spending limits · Maximum balance · Countries closed
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Open ripio.comNot a paid link: we earn nothing either way.
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This one we could price: $7.00 per $100 spent.
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