Ledger
Bit2Me Card
February 25, 2026VerifiedBit2Me Card adds Chainlink (LINK) as payment assetIn a Feb 2026 update Bit2Me added Chainlink (LINK) as a card-eligible asset — allowing cardholders to pay directly with LINK in addition to existing supported coins.blog.bit2me.com January 28, 2026VerifiedBit2Me adds xMoney (XMN) trading & card eligibilityOn January 28, 2026, Bit2Me listed xMoney (XMN) for trading and rolled it into the broader card-eligible asset set, with a launch promotion. xMoney is a payments-focused token tied to MultiversX's payment processor.blog.bit2me.com
Bit2Me CardBit2Me Card
MastercardVirtual and plasticSince 2021Asks for everythingOperational
Mastercard debit card from Spain's Bit2Me exchange — pay directly from a crypto or EUR wallet, with cashback up to 7% scaled by Space Center loyalty level (B2M token staking).
Total, per $100 spent: $2.95per $100 spent
124 of the 174 priced cards cost less. Among the 113 that ask for exactly as much identity, the median is $1.23. This one takes 2 times that for the same loss of privacy.
Open bit2me.comNot a paid link: we earn nothing either way.
Whether to take Bit2Me Card
In its favour
- No monthly maintenance fee, free virtual card
- Up to 7% cashback (tier-based via Space Center loyalty levels)
- 0% fee when paying from EUR wallet (Eurozone payments)
- Apple Pay & Google Pay supported at no cost
Against it
- Available only in EEA + Argentina (Argentina virtual-only)
- 0.95% conversion fee on every payment from a crypto wallet
- 2% FX surcharge on non-Eurozone currency payments
- Cashback caps tied to Space Center level (€7.50–€900/mo)
Also true, in its favour
- Free ATM withdrawals in Spain up to €300/month
- Bank of Spain-registered crypto exchange (regulated VASP)
- Issued in partnership with Mastercard (accepted worldwide)
What Bit2Me Card costs
| Charge | What it costs |
|---|---|
| To get the card | |
| To issue the card | $0.00 |
| Monthly | $0.00 |
| To put money in | |
| To load | 0% |
| To spend it | |
| To spend | 0.95% |
| To spend outside the dollar | 2% |
| At a cash machine | Domestic (Spain) free up to €300/mo; Eurozone €2.50; outside Eurozone €0.55 + 1% (min €0.75) |
| Total, per $100 spent | $2.95 |
Not published by the issuer: per payment, fixed.
Read off bit2me.com on July 21, 2026.
Virtual issuance free; physical €0 (Levels 5–7), €5 (Level 4), €10 (Level 3), €20 (Levels 0–2). No monthly fee. Operation cost: 0.95% from crypto wallets, 0% from EUR wallets. ATMs: free in Spain up to €300/mo, €2.50 in Eurozone, €0.55 + 1% (min €0.75) outside Eurozone. Eurozone payments 0%; SEPA non-EUR 1.75%; worldwide non-EUR 2%. Apple Pay/Google Pay: 0€.
KYC: what Bit2Me Card asks for
Full verification: a document, a photograph of your face and proof of your address. The same file a bank opens on you, held by a company that is not a bank.
Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards
Limits on spending
Monthly spend$20,000
Daily spend$2,500
Per payment$2,500
Cash, per day$300
Not published by the issuer: maximum balance.
Confirmed on bit2me.com on July 21, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.
Where it works
WalletsApple Pay and Google Pay
Accepted whereOnline, in person, cash machines
Account detailsNone — it is a card, not an account
Coins in10BTC, ETH, USDT, USDC, B2M, ADA, SOL, XRP, DOGE, LTC
Chains6Bitcoin, Ethereum, Solana, Cardano, Tron, Litecoin
Closed to residents of 22 countries, according to the issuer's own terms.
- Belarus
- Canada
- Central African Republic
- China
- Cuba
- Iran
- Japan
- Libya
- Myanmar
- North Korea
- Russia
- Somalia
- South Korea
- South Sudan
- Sudan
- Syria
- Ukraine
- United Kingdom
- United States
- Venezuela
- Yemen
- Zimbabwe
The other flaws
- Physical card costs €5–€20 below Level 5 (free at Levels 5–7)
- Daily transaction cap €2,500 limits large one-off purchases
- Full KYC required (ID + selfie + address)
What has changed
2 recorded changes, the most recent on February 25, 2026. Each carries the page we read it on.
How we checked this
Thirteen fields are tracked for every service. 12 of them carry a figure we read off bit2me.com on July 21, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Issuance · Monthly · Cash machine charge · Spending limits · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- Terms
- Countries closed
- The issuer does not publish
- Maximum balance
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Open bit2me.comNot a paid link: we earn nothing either way.
Alternatives to Bit2Me Card
Takes $2.08 less on every $100 spent.
MetaMask CardMetaMask CardMastercardVirtual and plasticAsks for everythingOperationalFree to load. $0.88 fixed.AG21 Jul$0.88per $100 spent
MetaMask CardMetaMask CardMastercardVirtual and plasticAsks for everythingOperationalFree to load. $0.88 fixed.AG21 Jul$0.88per $100 spentCosts $1.04 more per $100 — the price of the difference.
CoinJar CardCoinJar CardMastercardVirtual and plasticAsks for everythingOperationalFree to load. 2.99% outside the dollar, plus $1.00 fixed.AG21 Jul$3.99per $100 spent
CoinJar CardCoinJar CardMastercardVirtual and plasticAsks for everythingOperationalFree to load. 2.99% outside the dollar, plus $1.00 fixed.AG21 Jul$3.99per $100 spent