Monetiro229 services on the ledger · last checked October 6, 2026
ENRU
$3.99/$100
Take it?CostsAsks forLimitsWhere it worksFlawsHow we checkedAlternatives
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CoinJar Card

CoinJar Card

MastercardVirtual and plasticSince 2019
Asks for everythingOperational

Australia's pioneer crypto Mastercard via EFTPOS — 1% local fee fully offset by 1% rewards, free physical card, multi-coin top-up (BTC/ETH/USDT/USDC and more).

Total, per $100 spent: $3.99per $100 spent

145 of the 174 priced cards cost less. Among the 113 that ask for exactly as much identity, the median is $1.23. This one takes 3 times that for the same loss of privacy.

Open coinjar.comNot a paid link: we earn nothing either way.

Whether to take CoinJar Card

In its favour

  • Australia's first crypto Mastercard
  • Free issuance, no monthly fee
  • EFTPOS network — works at all Australian terminals
  • 1% earned back as CoinJar Rewards Points (offsets the 1% conversion fee)

Against it

  • 1% conversion fee on local transactions (offset by 1% rewards)
  • 2.99% on overseas/international payments
  • Rewards points must be redeemed in CoinJar app/store
  • ATM access available but provider fees may apply

Also true, in its favour

  • Apple Pay & Google Pay supported
  • Available in AU, UK, Ireland

What CoinJar Card costs

ChargeWhat it costs
To get the card
To issue the card$0.00
Monthly$0.00
To put money in
To load0%
To spend it
To spend1%
To spend outside the dollar2.99%
At a cash machine1%
Total, per $100 spent$3.99

Not published by the issuer: per payment, fixed.

Read off coinjar.com on July 21, 2026.

Free to issue, no monthly fee. 1% local conversion fee, returned as 1% CoinJar Rewards Points. 2.99% on international/overseas. Each $1 spent earns 1 CoinJar Reward Point. Available across AU, UK, IE.

KYC: what CoinJar Card asks for

Full verification: a document, a photograph of your face and proof of your address. The same file a bank opens on you, held by a company that is not a bank.

Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards

Limits on spending

CoinJar Card publishes no spending limits at all.

Where it works

WalletsApple Pay and Google Pay
Accepted whereOnline, in person, cash machines
Account detailsNone — it is a card, not an account
Coins in9BTC, ETH, USDT, USDC, XRP, LTC, ADA, SOL, MATIC
Chains3Bitcoin, Ethereum, Solana

Closed to residents of 1 countries, according to the issuer's own terms.

  • United States

The other flaws

  • Full KYC required (regulated exchange)

How we checked this

Thirteen fields are tracked for every service. 11 of them carry a figure we read off coinjar.com on July 21, 2026.

Issuer's page
Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Issuance · Monthly · Cash machine charge · Apple Pay and Google Pay
Sign-up flow
Identity level
Live check
Operating status
Terms
Countries closed
The issuer does not publish
Spending limits · Maximum balance

Nothing here came from a press release, an affiliate sheet, or another comparison site.

Open coinjar.comNot a paid link: we earn nothing either way.

Alternatives to CoinJar Card

Costs $2.01 more per $100 — the price of the difference.BlackcatcardBlackcatcardMastercardVirtual and plasticAsks for everythingOperational3% when you load, plus $3.00 fixed. 1 fee field is not published.AG7 Sept$6.00per $100 spent
Its issuer publishes nothing to compare on price.BingX CardBingX CardMastercardVirtual and plasticAsks for everythingOperationalPublishes 1 of five fee fields — not enough to price.AG7 Septnot published
Takes $2.99 less on every $100 spent.Bitget Wallet CardBitget Wallet CardMastercardVirtual and plasticAsks for everythingOperationalFree to load. $1.00 fixed.AG7 Sept$1.00per $100 spent