TL;DR.CoinJar Card is a Mastercard crypto debit card (Virtual + Physical, KYC: Full KYC). Cost per $100 spent: $1. Top-up fee 0%, FX fee 2.99%. Wallet support: Apple Pay + Google Pay. Status: operational. Last verified: July 21, 2026.
CARD PROFILE · FULL KYC
CoinJar Card.
Australia's pioneer crypto Mastercard via EFTPOS — 1% local fee fully offset by 1% rewards, free physical card, multi-coin top-up (BTC/ETH/USDT/USDC and more).
Cost / $100
$1.00
Top-up fee
Free
Network
Mastercard
Card type
Virtual + Physical
IBAN
No
Monthly limit
—
Status
Operational
Pros.
- +Australia's first crypto Mastercard
- +Free issuance, no monthly fee
- +EFTPOS network — works at all Australian terminals
- +1% earned back as CoinJar Rewards Points (offsets the 1% conversion fee)
- +Apple Pay & Google Pay supported
- +Available in AU, UK, Ireland
Cons.
- −1% conversion fee on local transactions (offset by 1% rewards)
- −2.99% on overseas/international payments
- −Rewards points must be redeemed in CoinJar app/store
- −ATM access available but provider fees may apply
- −Full KYC required (regulated exchange)
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
1%
FX fee
2.99%
Issuance
Free
Monthly
Free
Cost / $100
$1.00
Free to issue, no monthly fee. 1% local conversion fee, returned as 1% CoinJar Rewards Points. 2.99% on international/overseas. Each $1 spent earns 1 CoinJar Reward Point. Available across AU, UK, IE.
COVERAGE
Where it works.
Supported coins
BTCETHUSDTUSDCXRPLTCADASOLMATIC
Chains
BitcoinEthereumSolana
Use cases
Online · IRL · ATM
Blocked countries
US
WALLETS
Apple PayYes
Google PayYes
ATMYes
REPUTATION
Trustpilot
3.3/5
2528 reviews
Monetiro score
55/100
Verified July 21, 2026
ALTERNATIVES