Ledger
Bitrefill Card
March 1, 2026IncidentBitrefill discloses a cyberattack, service restored within daysOn 1 March 2026, Bitrefill disclosed it was the target of a cyberattack it said shared similarities with North Korea-attributed intrusions. A follow-up report said attackers accessed production secrets, 18,500 purchase records and hot wallets. Bitrefill said service was restored by 5 March and the company remained well funded and profitable.therecord.media March 1, 2026IncidentBitrefill cyberattack — 18,500 records exposed, Lazarus suspectedOn March 1, 2026 Bitrefill was hit by a cyberattack — parts of its infrastructure were compromised, some hot-wallet funds drained, and 18,500 customer purchase records exposed. Investigators link the breach to North Korea's Lazarus Group. Bitrefill Card and gift-card services remained operational.coindesk.com
Bitrefill CardBitrefill Card
VisaVirtual and plasticSince 2024Asks for a documentOperational
Bitrefill Visa with Bitcoin Lightning + 5 other crypto top-up methods — 1.99% deposit fee, 0 monthly/issuance/foreign-tx fees, EU/EEA only.
Total, per $100 spent: $1.99per $100 spent
97 of the 174 priced cards cost less. Among the 101 that ask for exactly as much identity, the median is $1.00.
Open bitrefill.comNot a paid link: we earn nothing either way.
Whether to take Bitrefill Card
In its favour
- Bitcoin Lightning supported (rare on cards)
- BTC, ETH, USDC (Ethereum/Polygon/Solana), BNB, POL, SOL
- 1.99% deposit fee — competitive
- 0 monthly / issuance fees
Against it
- KYC required for the card itself (Bitrefill platform itself is no-KYC)
- EU/EEA only for the card
- 1.99% deposit fee on all top-ups
- ATM 2.49% withdrawal fee, capped €350/day, €3,000/month
Also true, in its favour
- 0 foreign transaction fees
- ATM withdrawals on physical cards
- Apple Pay & Google Pay
- Bitrefill ecosystem (gift cards/airtime in 186+ countries)
What Bitrefill Card costs
| Charge | What it costs |
|---|---|
| To get the card | |
| To issue the card | $0.00 |
| Monthly | $0.00 |
| To put money in | |
| To load | 1.99% |
| To spend it | |
| To spend | 0% |
| To spend outside the dollar | 0% |
| At a cash machine | 2.49% (max €350/day, €3,000/mo) |
| Total, per $100 spent | $1.99 |
Not published by the issuer: per payment, fixed.
Read off bitrefill.com on September 7, 2026.
0 monthly/issuance/foreign transaction fees. 1.99% deposit fee (live market rate). ATM: 2.49% withdrawal, capped €350/day, €3,000/month (physical card only). Top-up via BTC (on-chain or Lightning), ETH, USDC (Ethereum/Polygon/Solana), BNB, POL, SOL. USDT deposits no longer accepted (EU regulatory change, since Mar 2025). EU/EEA only (incl Norway, Iceland).
KYC: what Bitrefill Card asks for
A government document. Passport or ID goes to the issuer and to whoever processes verification for it, before the card is handed over.
Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards
Limits on spending
Cash, per day$350
Not published by the issuer: monthly spend, daily spend, per payment, maximum balance.
Confirmed on bitrefill.com on September 7, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.
Where it works
WalletsApple Pay and Google Pay
Accepted whereOnline, in person, cash machines
Account detailsNone — it is a card, not an account
Coins in6BTC, ETH, USDC, BNB, POL, SOL
Chains6Bitcoin, Lightning, Ethereum, Polygon, Solana, BSC
Closed to residents of 1 countries, according to the issuer's own terms.
- United States
The other flaws
- US not supported
What has changed
2 recorded changes, the most recent on March 1, 2026. Each carries the page we read it on.
How we checked this
Thirteen fields are tracked for every service. 11 of them carry a figure we read off bitrefill.com on September 7, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Issuance · Monthly · Cash machine charge · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- Terms
- Countries closed
- The issuer does not publish
- Spending limits · Maximum balance
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Open bitrefill.comNot a paid link: we earn nothing either way.
Alternatives to Bitrefill Card
Costs $0.01 more per $100 — the price of the difference.
DPT PayDPT PayVisaVirtual and plasticAsks for a documentOperationalFree to load. 2% outside the dollar.AG11 Sept$2.00per $100 spent
DPT PayDPT PayVisaVirtual and plasticAsks for a documentOperationalFree to load. 2% outside the dollar.AG11 Sept$2.00per $100 spentTakes $0.19 less on every $100 spent.
PEXX CardPEXX CardVisaVirtual and plasticAsks for a documentOperational1.2% outside the dollar, plus $0.60 fixed. 1 fee field is not published.AG21 Jul$1.80per $100 spent
PEXX CardPEXX CardVisaVirtual and plasticAsks for a documentOperational1.2% outside the dollar, plus $0.60 fixed. 1 fee field is not published.AG21 Jul$1.80per $100 spentCosts $0.31 more per $100 — the price of the difference.
KOSH CardKOSH CardVisaVirtual and plasticAsks for a documentOperationalFree to load. 2% outside the dollar, plus $0.30 fixed.AG21 Jul$2.30per $100 spent
KOSH CardKOSH CardVisaVirtual and plasticAsks for a documentOperationalFree to load. 2% outside the dollar, plus $0.30 fixed.AG21 Jul$2.30per $100 spent