Ledger
BKJ Card
BKJ CardBKJ Card
VisaVirtual and plasticSince 2024Asks for a documentOperational
Crypto-fiat platform for cross-border e-commerce — automated stablecoin → fiat settlement at the vendor in seconds, multi-currency asset management. As of 2026 BKJ offers a physical card with ATM access alongside the virtual card, both with zero annual fee.
Total, per $100 spent: not published
The issuer does not publish enough of its charges for us to price this card. That is not the same as cheap.
Open bkj.comNot a paid link: we earn nothing either way.
Whether to take BKJ Card
In its favour
- Now offers both physical and virtual cards (added 2026), plus ATM cash withdrawals
- Zero annual/monthly card fee
- Multi-currency asset management for cross-border e-commerce
- Automated settlement (transaction → fiat → vendor in seconds)
Against it
- Specific transaction/FX/ATM fees not transparently published
- Apple/Google Pay not confirmed
- B2B-leaning (cross-border e-commerce focus)
- Newer service
Also true, in its favour
- Real-time exchange + risk control
- Stablecoin holders can spend globally at 130M+ merchants
What BKJ Card costs
| Charge | What it costs |
|---|---|
| To get the card | |
| Monthly | $0.00 |
| Total, per $100 spent | Not published |
Not published by the issuer: to issue the card, to load, to spend, per payment, fixed, to spend outside the dollar, at a cash machine.
Read off bkj.com on July 21, 2026.
Zero annual/monthly card fee confirmed on bkj.com/card. Specific top-up/FX/transaction/ATM fees not transparently published — verify directly via bkj.com or contact support. Targeted at cross-border e-commerce businesses + individual stablecoin spenders. Settlement converts crypto to fiat at vendor in seconds via payment networks.
KYC: what BKJ Card asks for
A government document. Passport or ID goes to the issuer and to whoever processes verification for it, before the card is handed over.
Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards
Limits on spending
BKJ Card publishes no spending limits at all.
Where it works
WalletsNeither
Accepted whereOnline, in person, cash machines
Account detailsNone — it is a card, not an account
Coins in4USDT, USDC, BTC, ETH
Chains3Ethereum, Tron, BSC
Closed to residents of 1 countries, according to the issuer's own terms.
- United States
The other flaws
- Documentation thin
- US not supported
How we checked this
Thirteen fields are tracked for every service. 5 of them carry a figure we read off bkj.com on July 21, 2026.
- Issuer's page
- Monthly · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- Terms
- Countries closed
- The issuer does not publish
- Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Issuance · Cash machine charge · Spending limits · Maximum balance
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Open bkj.comNot a paid link: we earn nothing either way.
Alternatives to BKJ Card
Its issuer publishes nothing to compare on price.
Lemon CardLemon CardVisaVirtual and plasticAsks for a documentOperationalPublishes 2 of five fee fields — not enough to price.AG21 Julnot published
Lemon CardLemon CardVisaVirtual and plasticAsks for a documentOperationalPublishes 2 of five fee fields — not enough to price.AG21 Julnot publishedIts issuer publishes nothing to compare on price.
Spendl CardSpendl CardVisaVirtual and plasticAsks for a documentOperationalPublishes 3 of five fee fields — not enough to price.AG21 Julnot published
Spendl CardSpendl CardVisaVirtual and plasticAsks for a documentOperationalPublishes 3 of five fee fields — not enough to price.AG21 Julnot publishedIts issuer publishes nothing to compare on price.
Stella PayStella PayVisaVirtual and plasticAsks for a documentOperationalAG12 Septnot published
Stella PayStella PayVisaVirtual and plasticAsks for a documentOperationalAG12 Septnot published