Ledger
Bybit Card
April 16, 2026VerifiedBybit Card reaches 3 million global usersBybit Card announced 3 million users worldwide on April 16, 2026, growing from 1 million to 2 million in just 6 months. Offers up to 10% cashback, 100% subscription rebates on Netflix/Spotify/ChatGPT for Tier 2+ users, and up to 50% cashback in regional campaigns.prnewswire.com April 15, 2026VerifiedBybit Card welcome campaign — up to 120 USDTOn April 15, 2026, Bybit launched a Bybit Card welcome campaign offering up to 120 USDT in rewards for new users and first-time cardholders who completed activation and spend milestones during the campaign window.investing.com April 10, 2026VerifiedBybit Card reaches 3 million usersIn April 2026, the Bybit Card crossed 3 million cardholders — growing from 0→1M in under two years, then to 2M six months later, then surpassing 3M as everyday spending and partnerships drove global adoption.prnewswire.com February 26, 2026VerifiedBybit Card: $10 spend bonus campaignFrom February 26 to March 13, 2026, Bybit ran a Card spending campaign — eligible users depositing $100 received a $10 bonus to use on Bybit Card spending, designed to drive activation of dormant cards.announcements.bybit.com January 8, 2026VerifiedBybit Card adds BTC cashback in EuropeOn January 8, 2026, Bybit launched BTC cashback on the Bybit Card for European cardholders, replacing the prior cashback model with a Bitcoin-denominated reward.announcements.bybit.global January 1, 2026Fee changeBybit Card terms update effective Jan 1, 2026Bybit announced changes to Bybit Card terms taking effect on January 1, 2026 with required user action before December 31, 2025 to avoid interruption to spending. Adjustments covered tier benefits and regional eligibility.announcements.bybit.com January 1, 2026KYC changedBybit EUR card discontinued on bybit.com for EEA usersFrom January 1, 2026, the Bybit EUR Card is unavailable on bybit.com for EEA and Switzerland users under MiCA/CASP restructuring. Users must migrate to bybit.eu and re-complete KYC or switch to the USD card program.bybit.com
Bybit CardBybit Card
Visa · MCVirtual and plasticSince 2022Asks for everythingIssues reported
Before you continue. Readers report problems with this service — withdrawals, support or card delivery. Check current reports before you put money on it.
Major exchange card with 0% top-up and 0.9% conversion. February 2025 $1.5B hack incident (Lazarus Group), client funds reportedly unaffected. VIP perks require $100K+ balance.
Total, per $100 spent: $2.90per $100 spent
122 of the 174 priced cards cost less. Among the 113 that ask for exactly as much identity, the median is $1.23. This one takes 2 times that for the same loss of privacy.
Open bybit.comNot a paid link: we earn nothing either way.
Whether to take Bybit Card
In its favour
- 0% top-up fee (auto-conversion at purchase)
- Free virtual card issuance
- Google Pay & Samsung Pay
- Up to 10% cashback for VIP ($100K+ balance)
Against it
- February 2025: $1.5 billion hack (Lazarus Group) — client funds not affected
- Full KYC required (passport + address proof within 3 months)
- Permanent card blocks reported for 'compliance reasons' without explanation
- Deceptive 10% cashback: requires $25K/month spend, cap $600/month = real max 2.4%
Also true, in its favour
- 100% rebates on Netflix, Spotify, Prime, ChatGPT for VIP
- 0.9% crypto conversion — competitive rate
What Bybit Card costs
| Charge | What it costs |
|---|---|
| To get the card | |
| To issue the card | $0.00 |
| Monthly | $0.00 |
| To put money in | |
| To load | 0% |
| To spend it | |
| To spend | 0% |
| To spend outside the dollar | 2% |
| At a cash machine | 2% after $100/month free (AIFC) |
| Total, per $100 spent | $2.90 |
Not published by the issuer: per payment, fixed.
Read off bybit.com on September 7, 2026.
0% top-up. 0.9% crypto conversion. FX: 2% (AIFC), 0.5% (EEA/moved to bybit.eu). ATM: 2% after free $100/month. Virtual: free. Physical: $29.99 (AIFC). Cashback: 0.2% (non-VIP) to 10% (VIP).
KYC: what Bybit Card asks for
Full verification: a document, a photograph of your face and proof of your address. The same file a bank opens on you, held by a company that is not a bank.
Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards
Limits on spending
Monthly spend$25,000
Daily spend$5,000
Not published by the issuer: per payment, maximum balance, cash, per day.
Confirmed on bybit.com on September 7, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.
Where it works
WalletsApple Pay and Google Pay
Accepted whereOnline and in person
Account detailsNone — it is a card, not an account
Coins in6BTC, ETH, USDT, USDC, XRP, GRAM
Chains4Ethereum, Bitcoin, Tron, TON
TiersAIFC, Asia Pacific, Australia, Argentina, Brazil, Mexico, Georgia, Peru
Closed to residents of 11 countries, according to the issuer's own terms.
- Belarus
- China
- Cuba
- Hong Kong
- Iran
- North Korea
- Russia
- Singapore
- Syria
- United States
- Venezuela
The other flaws
- Russia explicitly blocked
- Trustpilot 2.4/5 (7,000+ reviews) — contradictory ratings
- 0.5-2% FX fee depending on region
- Physical card: €5 (EEA), $29.99 (AIFC)
- AIFC tier: ATM withdrawals not supported
What has changed
7 recorded changes, the most recent on April 16, 2026. Each carries the page we read it on.
2 earlier changes
How we checked this
Thirteen fields are tracked for every service. 12 of them carry a figure we read off bybit.com on September 7, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Issuance · Monthly · Cash machine charge · Spending limits · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- Terms
- Countries closed
- The issuer does not publish
- Maximum balance
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Open bybit.comNot a paid link: we earn nothing either way.
Alternatives to Bybit Card
Costs $2.10 more per $100 — the price of the difference.
CoinW CardCoinW CardVisa · MCVirtual and plasticAsks for everythingOperational2% outside the dollar, plus $3.00 fixed. 1 fee field is not published.AG9 Sept$5.00per $100 spent
CoinW CardCoinW CardVisa · MCVirtual and plasticAsks for everythingOperational2% outside the dollar, plus $3.00 fixed. 1 fee field is not published.AG9 Sept$5.00per $100 spentCosts $0.30 more per $100 — the price of the difference.
Cryptomus CardCryptomus CardVisa · MCVirtual onlyAsks for everythingOperational3.2% when you load. 3 fee fields are not published.AG9 Sept$3.20per $100 spent
Cryptomus CardCryptomus CardVisa · MCVirtual onlyAsks for everythingOperational3.2% when you load. 3 fee fields are not published.AG9 Sept$3.20per $100 spent