Ledger
COCA Card
April 30, 2026VerifiedCOCA adds Apple Pay support for Mastercard cardsIn April 2026, COCA enabled Apple Pay for its Mastercard cards, expanding tokenised payments to a tier that had previously been Visa-only. Followed COCA 3.0 launch with EUR IBAN, 5% APY via Morpho, and a redesigned app.coca.xyz January 15, 2026VerifiedCOCA Loyalty Tiers promo — 30% fewer $COCA tokens to unlockFrom January 15 to February 8, 2026, COCA ran a promotion letting users unlock COCA Loyalty Tiers with 30% fewer $COCA tokens — surfacing higher cashback rates, more perks and reduced effective acquisition cost for premium tiers.coca.xyz
COCA CardCOCA Card
VisaVirtual and plasticSince 2024Asks for a documentOperational
World's first MPC-secured non-custodial debit card — no seed phrase, can't be hacked, 0% fees on FX/issuance/monthly. Built with Wirex.
Total, per $100 spent: not published
The issuer does not publish enough of its charges for us to price this card. That is not the same as cheap.
Open coca.xyzNot a paid link: we earn nothing either way.
Whether to take COCA Card
In its favour
- Non-custodial: MPC wallet, no seed phrase, never hacked
- 0% FX, 0 issuance, 0 monthly fee
- Built in partnership with Wirex
- Available across UK, EEA, Asia, South America, MEA, Africa
Against it
- ~0.5% spread built into crypto-fiat exchange
- Blockchain network fees apply on deposit
- Proprietary recovery — can't import to other wallets (vendor lock-in)
- KYC required
Also true, in its favour
- Apple Pay & Google Pay supported
What COCA Card costs
| Charge | What it costs |
|---|---|
| To get the card | |
| To issue the card | $0.00 |
| Monthly | $0.00 |
| To spend it | |
| To spend outside the dollar | 0% |
| At a cash machine | Free up to $200/month, 2% thereafter |
| Total, per $100 spent | Not published |
Not published by the issuer: to load, to spend, per payment, fixed.
Read off coca.xyz on July 21, 2026.
0% issuance, 0 monthly, 0% FX per official material. ~0.5% spread typically built into the exchange rate at point of sale. Network gas fees apply when depositing crypto. KYC required.
KYC: what COCA Card asks for
A government document. Passport or ID goes to the issuer and to whoever processes verification for it, before the card is handed over.
Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards
Limits on spending
COCA Card publishes no spending limits at all.
Where it works
WalletsApple Pay and Google Pay
Accepted whereOnline and in person
Account detailsNone — it is a card, not an account
Coins in5BTC, ETH, USDT, USDC, BNB
Chains5Ethereum, Bitcoin, BSC, Polygon, Tron
TiersVirtual, Physical
Closed to residents of 1 countries, according to the issuer's own terms.
- United States
The other flaws
- US not supported
What has changed
2 recorded changes, the most recent on April 30, 2026. Each carries the page we read it on.
How we checked this
Thirteen fields are tracked for every service. 8 of them carry a figure we read off coca.xyz on July 21, 2026.
- Issuer's page
- Currency conversion · Issuance · Monthly · Cash machine charge · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- Terms
- Countries closed
- The issuer does not publish
- Cost per $100 · Loading charge · Per-payment charge · Spending limits · Maximum balance
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Open coca.xyzNot a paid link: we earn nothing either way.
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