Monetiro229 services on the ledger · last checked October 6, 2026
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$0.00/$100
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Exodus Spend Card

Exodus Spend Card

MastercardVirtual onlySince 2025
Asks for everythingOperational

A Mastercard that spends straight out of your self-custodial Exodus wallet using on-chain delegation: you approve a spending allowance, the crypto never leaves your wallet until the purchase settles, and Exodus takes no cut at all.

Total, per $100 spent: $0.00per $100 spent

It takes nothing at all. 173 of the 174 priced cards cost more. Among the 113 that ask for exactly as much identity, the median is $1.25.

Open exodus.comNot a paid link: we earn nothing either way.

Whether to take Exodus Spend Card

In its favour

  • True self-custody: funds stay in your own Exodus wallet until the moment you tap
  • Delegation model — you approve a spending allowance instead of moving funds to a third party
  • Exodus charges no fees at all on card usage: free card, no monthly fee, no FX markup
  • Set a specific spending limit per asset, or approve the full balance

Against it

  • Virtual only, no physical card
  • Solana network only — every card payment burns a small SOL network fee
  • You must keep SOL in the wallet at all times or payments fail
  • Only three assets supported: XO, USDC and USDT

Also true, in its favour

  • Spending priority: order your approved assets and the card falls through the list automatically
  • Apple Pay and Google Pay supported
  • Freeze and unfreeze the card instantly from the app
  • Backed by Exodus Movement, a publicly listed company with a decade-long wallet track record

What Exodus Spend Card costs

ChargeWhat it costs
To get the card
To issue the card$0.00
Monthly$0.00
To put money in
To load0%
To spend it
To spend outside the dollar0%
Total, per $100 spent$0.00

Not published by the issuer: to spend, per payment, fixed, at a cash machine.

Read off exodus.com on July 31, 2026.

Exodus charges no additional fees for using the Spend Card — the card is free, there is no monthly fee and no FX markup from Exodus. What you do pay is the Solana network fee, in SOL, on every card payment and on every change to your delegations (setting, increasing, refilling or removing an asset allowance). Keep a SOL balance in the wallet or payments will fail. Spending limits are whatever you set in the delegation; issuer-side caps are not published.

KYC: what Exodus Spend Card asks for

Full verification: a document, a photograph of your face and proof of your address. The same file a bank opens on you, held by a company that is not a bank.

Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards

Limits on spending

Exodus Spend Card publishes no spending limits at all.

Where it works

WalletsApple Pay and Google Pay
Accepted whereOnline and in person
Account detailsNone — it is a card, not an account
Coins in3XO, USDC, USDT
Chains1Solana

The issuer names no country it turns away. That is not a promise that every country works.

The other flaws

  • No ATM access
  • Mandatory registration with Baanx and identity verification through Veriff — a separate account outside your wallet
  • Every delegation change costs another on-chain transaction fee
  • Country availability is not published in the official help article

How we checked this

Thirteen fields are tracked for every service. 8 of them carry a figure we read off exodus.com on July 31, 2026.

Issuer's page
Cost per $100 · Loading charge · Currency conversion · Issuance · Monthly · Apple Pay and Google Pay
Sign-up flow
Identity level
Live check
Operating status
The issuer does not publish
Per-payment charge · Cash machine charge · Spending limits · Maximum balance · Countries closed

Nothing here came from a press release, an affiliate sheet, or another comparison site.

Open exodus.comNot a paid link: we earn nothing either way.

Alternatives to Exodus Spend Card

Costs $0.10 more per $100 — the price of the difference.Wenia CardWenia CardMastercardVirtual onlyAsks for everythingOperationalFree to load. $0.10 fixed.AG21 Jul$0.10per $100 spent
Costs $0.10 more per $100 — the price of the difference.OKX CardOKX CardMastercardVirtual onlyAsks for everythingOperational0.1% when you load.AG7 Sept$0.10per $100 spent
Costs $1.50 more per $100 — the price of the difference.Fiwind CardFiwind CardMastercardVirtual onlyAsks for everythingOperationalFree to load. 1.5% outside the dollar.AG9 Sept$1.50per $100 spent