Monetiro229 services on the ledger · last checked October 6, 2026
ENRU
$0.10/$100
Take it?CostsAsks forLimitsWhere it worksFlawsWhat has changedHow we checkedAlternatives
Ledger
OKX Card

OKX Card

MastercardVirtual onlySince 2026
Asks for everythingOperational

OKX × Mastercard with industry-low 0.1% spread, 10% USDG APY in-app, and Brazilian + EEA coverage — no transaction/FX/issuance/monthly fees.

Total, per $100 spent: $0.10per $100 spent

41 of the 174 priced cards cost less. Among the 113 that ask for exactly as much identity, the median is $1.25.

Open okx.comNot a paid link: we earn nothing either way.

Whether to take OKX Card

In its favour

  • OKX × Mastercard partnership for stablecoin payments
  • 0.1% market spread, 0% transaction/FX/issuance/monthly fees
  • Up to 10% USDG APY in-app
  • 2% USDG cashback (capped $5/month, non-VIP)

Against it

  • Just 0.1% spread but always charged on conversion
  • Cashback capped at $5/month for non-VIP
  • 20% promo cashback ended Feb 2026
  • EEA + Brazil only (US/UK/IS/LI excluded)

Also true, in its favour

  • Higher VIP tiers unlock more rewards
  • EEA (EU + Norway) + Brazil rollout
  • Apple Pay & Google Pay supported

What OKX Card costs

ChargeWhat it costs
To get the card
To issue the card$0.00
Monthly$0.00
To put money in
To load0.1%
To spend it
To spend0%
To spend outside the dollar0%
Total, per $100 spent$0.10

Not published by the issuer: per payment, fixed, at a cash machine.

Read off okx.com on September 7, 2026.

0.1% market spread on conversion. 0% transaction, FX, issuance, monthly fees. 2% USDG cashback (capped $5/month, non-VIP). VIP tiers higher. Up to 10% USDG APY on idle balance. EEA (EU + Norway, excludes Iceland & Liechtenstein) + Brazil. Apple Pay & Google Pay.

KYC: what OKX Card asks for

Full verification: a document, a photograph of your face and proof of your address. The same file a bank opens on you, held by a company that is not a bank.

Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards

Limits on spending

OKX Card publishes no spending limits at all.

Where it works

WalletsApple Pay and Google Pay
Accepted whereOnline and in person
Account detailsNone — it is a card, not an account
Coins in5USDC, USDG, USDT, BTC, ETH
Chains2Ethereum, Polygon

Closed to residents of 10 countries, according to the issuer's own terms.

  • Belarus
  • Cuba
  • Iceland
  • Iran
  • Liechtenstein
  • North Korea
  • Russia
  • Syria
  • United States
  • Venezuela

The other flaws

  • Full KYC via OKX exchange

What has changed

2 recorded changes, the most recent on March 15, 2026. Each carries the page we read it on.

March 15, 2026VerifiedOKX Card EEA fees & rewards page refreshed (Mar 15 2026)On March 15, 2026, OKX updated its OKX Card EEA fees, rewards and eligibility page — first published Jan 28, 2026 alongside the European launch. The refresh clarifies how stablecoin top-ups are priced and how rewards accrue.okx.com
January 28, 2026New cardOKX launches Mastercard crypto card in EuropeOn January 28, 2026, OKX launched a Mastercard-linked crypto debit card across Europe — letting users spend stablecoins directly from self-custody wallets. Paired with OKX Pay, which allows holding euro-backed stablecoins for everyday spending.coindesk.com

How we checked this

Thirteen fields are tracked for every service. 10 of them carry a figure we read off okx.com on September 7, 2026.

Issuer's page
Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Issuance · Monthly · Apple Pay and Google Pay
Sign-up flow
Identity level
Live check
Operating status
Terms
Countries closed
The issuer does not publish
Cash machine charge · Spending limits · Maximum balance

Nothing here came from a press release, an affiliate sheet, or another comparison site.

Open okx.comNot a paid link: we earn nothing either way.

Alternatives to OKX Card

Costs exactly the same.Wenia CardWenia CardMastercardVirtual onlyAsks for everythingOperationalFree to load. $0.10 fixed.AG21 Jul$0.10per $100 spent
Takes $0.10 less on every $100 spent.Exodus Spend CardExodus Spend CardMastercardVirtual onlyAsks for everythingOperationalNothing at the door, nothing abroad, nothing monthly. One of 41 cards that cost nothing.AG31 Jul$0.00per $100 spent
Costs $1.40 more per $100 — the price of the difference.Fiwind CardFiwind CardMastercardVirtual onlyAsks for everythingOperationalFree to load. 1.5% outside the dollar.AG9 Sept$1.50per $100 spent