MONETIROCARDSFREEDOMIA
TL;DR.Freedomia is a Visa crypto debit card (Virtual + Physical, KYC: No KYC). Cost per $100 spent: $1.3. Top-up fee 1.3%, FX fee n/a. Wallet support: Google Pay. Status: operational. Last verified: July 21, 2026.
CARD PROFILE · NO KYC

Freedomia.

Privacy-first reloadable Visa prepaid with Lightning-speed Bitcoin top-ups and broad multi-crypto support (BTC, ETH, USDT, USDC, XMR, LTC, SOL, BNB) — Zero Data KYC policy, annually-billed tiers (Founder/HODL/MOON) up to $120K/year on MOON.

Launched 2024·Verified July 21, 2026·Monetiro score 62/100

Cost / $100
$1.30
Top-up fee
1.3%
Network
Visa
Card type
Virtual + Physical
IBAN
No
Monthly limit
$5,000
Status
Operational

Pros.

  • +True no-KYC: Zero Data policy — no ID verification on any tier
  • +Multi-crypto top-up: BTC (Lightning), ETH, USDT, USDC, XMR, LTC, SOL, BNB
  • +Instant Lightning top-ups from Bitcoin
  • +0% transaction fee at checkout
  • +Up to $120K/year spending limit on MOON tier
  • +Google Wallet supported
  • +24/7 support (priority on Founder/MOON tiers)

Cons.

  • 1.3% top-up fee on all tiers
  • Billed annually: $60/yr (Founder, launch-limited) to $215.88/yr (MOON)
  • Founder is a limited-time launch price — will close to new signups
  • Apple Pay not yet supported (coming soon)
  • Privacy-focused — historically these face regulatory risk
  • US not supported

FEE BREAKDOWN

Detailed fee breakdown.

Top-up fee
1.3%
Transaction fee
0%
FX fee
Issuance
Monthly
$5
Cost / $100
$1.30

All tiers: 1.3% top-up fee, 0% transaction fee at checkout. Founder: $60/yr launch price (locked, limited availability), $5,000/mo & $60,000/yr limit, priority support. HODL: $119.88/yr, same limits, standard support. MOON: $215.88/yr, $10,000/mo & $120,000/yr limit, priority support. Google Wallet supported; Apple Pay coming soon. US not supported.


COVERAGE

Where it works.

Supported coins
BTCETHUSDTUSDCXMRLTCSOLBNBTRX
Chains
BitcoinEthereumTronSolanaBNB ChainLitecoinMonero
Use cases
Online · IRL
Blocked countries
US

WALLETS
Apple PayNo
Google PayYes
ATMNo
REPUTATION
Trustpilot
/5
0 reviews
Monetiro score
62/100
Verified July 21, 2026

ALTERNATIVES

Closest on the ledger.