TL;DR.Freedomia is a Visa crypto debit card (Virtual + Physical, KYC: No KYC). Cost per $100 spent: $1.3. Top-up fee 1.3%, FX fee n/a. Wallet support: Google Pay. Status: operational. Last verified: July 21, 2026.
CARD PROFILE · NO KYC
Freedomia.
Privacy-first reloadable Visa prepaid with Lightning-speed Bitcoin top-ups and broad multi-crypto support (BTC, ETH, USDT, USDC, XMR, LTC, SOL, BNB) — Zero Data KYC policy, annually-billed tiers (Founder/HODL/MOON) up to $120K/year on MOON.
Cost / $100
$1.30
Top-up fee
1.3%
Network
Visa
Card type
Virtual + Physical
IBAN
No
Monthly limit
$5,000
Status
Operational
Pros.
- +True no-KYC: Zero Data policy — no ID verification on any tier
- +Multi-crypto top-up: BTC (Lightning), ETH, USDT, USDC, XMR, LTC, SOL, BNB
- +Instant Lightning top-ups from Bitcoin
- +0% transaction fee at checkout
- +Up to $120K/year spending limit on MOON tier
- +Google Wallet supported
- +24/7 support (priority on Founder/MOON tiers)
Cons.
- −1.3% top-up fee on all tiers
- −Billed annually: $60/yr (Founder, launch-limited) to $215.88/yr (MOON)
- −Founder is a limited-time launch price — will close to new signups
- −Apple Pay not yet supported (coming soon)
- −Privacy-focused — historically these face regulatory risk
- −US not supported
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
1.3%
Transaction fee
0%
FX fee
—
Issuance
—
Monthly
$5
Cost / $100
$1.30
All tiers: 1.3% top-up fee, 0% transaction fee at checkout. Founder: $60/yr launch price (locked, limited availability), $5,000/mo & $60,000/yr limit, priority support. HODL: $119.88/yr, same limits, standard support. MOON: $215.88/yr, $10,000/mo & $120,000/yr limit, priority support. Google Wallet supported; Apple Pay coming soon. US not supported.
COVERAGE
Where it works.
Supported coins
BTCETHUSDTUSDCXMRLTCSOLBNBTRX
Chains
BitcoinEthereumTronSolanaBNB ChainLitecoinMonero
Use cases
Online · IRL
Blocked countries
US
WALLETS
Apple PayNo
Google PayYes
ATMNo
REPUTATION
Trustpilot
—/5
0 reviews
Monetiro score
62/100
Verified July 21, 2026
ALTERNATIVES