Ledger
Freedomia
FreedomiaFreedomia
VisaVirtual and plasticSince 2024No KYCOperational
Privacy-first reloadable Visa prepaid with Lightning-speed Bitcoin top-ups and broad multi-crypto support (BTC, ETH, USDT, USDC, XMR, LTC, SOL, BNB) — Zero Data KYC policy, annually-billed tiers (Founder/HODL/MOON) up to $120K/year on MOON.
Total, per $100 spent: $1.30per $100 spent
82 of the 174 priced cards cost less. Among the 6 that ask for exactly as much identity, the median is $10.00.
Open freedomia.ioA paid link: we may earn a commission, and it changes nothing above it.
Whether to take Freedomia
In its favour
- True no-KYC: Zero Data policy — no ID verification on any tier
- Multi-crypto top-up: BTC (Lightning), ETH, USDT, USDC, XMR, LTC, SOL, BNB
- Instant Lightning top-ups from Bitcoin
- 0% transaction fee at checkout
Against it
- 1.3% top-up fee on all tiers
- Billed annually: $60/yr (Founder, launch-limited) to $215.88/yr (MOON)
- Founder is a limited-time launch price — will close to new signups
- Apple Pay not yet supported (coming soon)
Also true, in its favour
- Up to $120K/year spending limit on MOON tier
- Google Wallet supported
- 24/7 support (priority on Founder/MOON tiers)
What Freedomia costs
| Charge | What it costs |
|---|---|
| To get the card | |
| Monthly | $5.00 |
| To put money in | |
| To load | 1.3% |
| To spend it | |
| To spend | 0% |
| Total, per $100 spent | $1.30 |
Not published by the issuer: to issue the card, per payment, fixed, to spend outside the dollar, at a cash machine.
Read off freedomia.io on July 21, 2026.
All tiers: 1.3% top-up fee, 0% transaction fee at checkout. Founder: $60/yr launch price (locked, limited availability), $5,000/mo & $60,000/yr limit, priority support. HODL: $119.88/yr, same limits, standard support. MOON: $215.88/yr, $10,000/mo & $120,000/yr limit, priority support. Google Wallet supported; Apple Pay coming soon. US not supported.
KYC: what Freedomia asks for
Nothing. No email, no phone, no document, no address — you can hold this card without the issuer knowing a single thing about you.
Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards
Limits on spending
Monthly spend$5,000
Maximum balance$60,000
Not published by the issuer: daily spend, per payment, cash, per day.
Confirmed on freedomia.io on July 21, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.
Where it works
WalletsGoogle Pay only
Accepted whereOnline and in person
Account detailsNone — it is a card, not an account
Coins in9BTC, ETH, USDT, USDC, XMR, LTC, SOL, BNB, TRX
Chains7Bitcoin, Ethereum, Tron, Solana, BNB Chain, Litecoin, Monero
TiersFounder, HODL, MOON
Closed to residents of 1 countries, according to the issuer's own terms.
- United States
The other flaws
- Privacy-focused — historically these face regulatory risk
- US not supported
How we checked this
Thirteen fields are tracked for every service. 10 of them carry a figure we read off freedomia.io on July 21, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Per-payment charge · Monthly · Spending limits · Maximum balance · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- Terms
- Countries closed
- The issuer does not publish
- Currency conversion · Issuance · Cash machine charge
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Open freedomia.ioA paid link: we may earn a commission, and it changes nothing above it.
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Costs $4.50 more per $100 — the price of the difference.
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