Ledger
Kontigo Card
Kontigo CardKontigo Card
VisaVirtual and plasticSince 2024Asks for a documentOperational
First international USDC credit + debit card with up to 10% yield AND Bitcoin cashback — YC S24 backed, $20M raised, $1B+ volume, focused on Latinos with cross-border zero-fee USDC.
Total, per $100 spent: $0.00per $100 spent
It takes nothing at all. 173 of the 174 priced cards cost more. Among the 101 that ask for exactly as much identity, the median is $1.00.
Open kontigo.comNot a paid link: we earn nothing either way.
Whether to take Kontigo Card
In its favour
- Y Combinator S24 startup, $20M seed funding
- First international USDC credit AND debit card with up to 10% yield
- BTC savings account included
- 0 fees on USDC operations (send/receive/top up/save)
Against it
- Latino-focused (US + LATAM markets)
- Specific FX/transaction fees not transparently published
- Newer service (founded 2023, app launched 2024)
- Card eligibility / KYC requirements not detailed for all regions
Also true, in its favour
- Bitcoin cashback on purchases
- Built for Latinos in US + LATAM (cross-border focus)
- $1B+ in payment volume, 300K+ users and 800+ businesses
What Kontigo Card costs
| Charge | What it costs |
|---|---|
| To get the card | |
| Monthly | $0.00 |
| To put money in | |
| To load | 0% |
| To spend it | |
| To spend | 0% |
| Total, per $100 spent | $0.00 |
Not published by the issuer: to issue the card, per payment, fixed, to spend outside the dollar, at a cash machine.
Read off kontigo.com on September 7, 2026.
0 fees on USDC operations (send/receive/top up/save). Up to 10% yield on USDC balance. Bitcoin cashback on card purchases. Specific FX and other transaction fees not transparently published — verify in app. YC S24 batch, $20M seed (CMCC, Sigma, etc).
KYC: what Kontigo Card asks for
A government document. Passport or ID goes to the issuer and to whoever processes verification for it, before the card is handed over.
Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards
Limits on spending
Kontigo Card publishes no spending limits at all.
Where it works
WalletsApple Pay and Google Pay
Accepted whereOnline and in person
Account detailsNone — it is a card, not an account
Coins in2USDC, BTC
Chains3Ethereum, Polygon, Solana
The issuer names no country it turns away. That is not a promise that every country works.
How we checked this
Thirteen fields are tracked for every service. 7 of them carry a figure we read off kontigo.com on September 7, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Per-payment charge · Monthly · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- The issuer does not publish
- Currency conversion · Issuance · Cash machine charge · Spending limits · Maximum balance · Countries closed
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Open kontigo.comNot a paid link: we earn nothing either way.
Alternatives to Kontigo Card
Costs exactly the same.
Fizen CardFizen CardVisaVirtual and plasticAsks for a documentOperationalNothing at the door, nothing abroad, nothing monthly. One of 41 cards that cost nothing.AG21 Jul$0.00per $100 spent
Fizen CardFizen CardVisaVirtual and plasticAsks for a documentOperationalNothing at the door, nothing abroad, nothing monthly. One of 41 cards that cost nothing.AG21 Jul$0.00per $100 spent
