TL;DR.Kontigo Card is a Visa crypto debit card (Virtual + Physical, KYC: Light KYC). Cost per $100 spent: $0. Top-up fee 0%, FX fee not disclosed. Wallet support: Apple Pay + Google Pay. Status: Operational. Last verified: July 21, 2026.
CARD PROFILE · LIGHT KYC
Kontigo Card.
First international USDC credit + debit card with up to 10% yield AND Bitcoin cashback — YC S24 backed, $20M raised, $1B+ volume, focused on Latinos with cross-border zero-fee USDC.
Cost / $100
$0.00
Top-up fee
Free
Network
Visa
Card type
Virtual + Physical
IBAN
No
Monthly limit
—
Status
Operational
Pros.
- +Y Combinator S24 startup, $20M seed funding
- +First international USDC credit AND debit card with up to 10% yield
- +BTC savings account included
- +0 fees on USDC operations (send/receive/top up/save)
- +Bitcoin cashback on purchases
- +Built for Latinos in US + LATAM (cross-border focus)
- +$1B+ in payment volume, 300K+ users and 800+ businesses
Cons.
- −Latino-focused (US + LATAM markets)
- −Specific FX/transaction fees not transparently published
- −Newer service (founded 2023, app launched 2024)
- −Card eligibility / KYC requirements not detailed for all regions
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
0%
FX fee
—
Issuance
—
Monthly
Free
Cost / $100
$0.00
0 fees on USDC operations (send/receive/top up/save). Up to 10% yield on USDC balance. Bitcoin cashback on card purchases. Specific FX and other transaction fees not transparently published — verify in app. YC S24 batch, $20M seed (CMCC, Sigma, etc).
COVERAGE
Where it works.
Supported coins
USDCBTC
Chains
EthereumPolygonSolana
Use cases
Online · IRL
Blocked countries
None
WALLETS
Apple PayYes
Google PayYes
ATMNo
REPUTATION
Trustpilot
—/5
0 reviews
Monetiro score
—/100
Verified July 21, 2026
ALTERNATIVES