SolSwipeSolSwipe
VisaPlastic onlySince 2022Visa debit card from the Solana ecosystem with native top-ups from Phantom and MetaMask wallets — three tiers (Black Plastic, Silver Metal, Gold Metal) with monthly load caps up to $150K.
142 of the 174 priced cards cost less. Among the 113 that ask for exactly as much identity, the median is $1.23. This one takes 3 times that for the same loss of privacy.
Whether to take SolSwipe
In its favour
- Native top-up from Phantom and MetaMask wallets
- Visa acceptance — works at any POS, online merchant or ATM worldwide
- Three tiers with monthly loading caps up to $150,000 (Gold Metal)
- Low transaction fee: 0.75% on POS, online and ATM (all tiers)
Against it
- High one-time issuance fee ($250 entry / $550 metal tiers)
- Crypto loading fee 2.5–3% on every top-up
- KYC runs through the partner bank (the fee covers opening an offshore account); the document set is not published and the site has not been updated since 2022
- Higher tiers require large minimum first-time loads ($1k Silver, $20k Gold)
Also true, in its favour
- Mentions 'offshore bank account' for issuance
What SolSwipe costs
| Charge | What it costs |
|---|---|
| To get the card | |
| To issue the card | $250.00 |
| To put money in | |
| To load | 3% |
| To spend it | |
| To spend | 0.75% |
| At a cash machine | 0.75% per withdrawal (all tiers) |
| Total, per $100 spent | $3.75 |
Not published by the issuer: monthly, per payment, fixed, to spend outside the dollar.
Read off solswipe.io on September 9, 2026.
Black Plastic tier (entry): issuance $250, replacement $100, loading 3%, POS/online/ATM 0.75%, monthly cap $30K. Silver Metal: issuance $550, replacement $200, loading 2.75%, monthly cap $75K, min first load $1K. Gold Metal: issuance $550, replacement $200, loading 2.5%, monthly cap $150K, min first load $20K. costPer100 = 3 + 0.75 = 3.75 at entry tier.
KYC: what SolSwipe asks for
Full verification: a document, a photograph of your face and proof of your address. The same file a bank opens on you, held by a company that is not a bank.
Limits on spending
Not published by the issuer: daily spend, per payment, maximum balance, cash, per day.
Confirmed on solswipe.io on September 9, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.
Where it works
The issuer names no country it turns away. That is not a promise that every country works.
The other flaws
- No Apple Pay / Google Pay
- No verifiable Trustpilot reviews; copyright footer reads 2022 (limited site updates)
- FX, daily limits, max balance not published
How we checked this
Thirteen fields are tracked for every service. 9 of them carry a figure we read off solswipe.io on September 9, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Per-payment charge · Issuance · Cash machine charge · Spending limits · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- The issuer does not publish
- Currency conversion · Monthly · Maximum balance · Countries closed
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Alternatives to SolSwipe
UltimoPay PlatinumUltimoPay PlatinumVisaPlastic onlyAsks for everythingOperational$4.00 fixed. 3 fee fields are not published.AG11 May$4.00per $100 spent