Monetiro229 services on the ledger · last checked October 6, 2026
ENRU
$0.00/$100
Take it?CostsAsks forLimitsWhere it worksFlawsHow we checkedAlternatives
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SpectroCoin Card

SpectroCoin Card

VisaVirtual and plasticSince 2013
Asks for everythingOperational

Lithuania-licensed EMI Visa card with free crypto top-up from SpectroCoin wallet (BTC, ETH and others). Includes free IBAN, regulated by Bank of Lithuania.

Total, per $100 spent: $0.00per $100 spent

It takes nothing at all. 173 of the 174 priced cards cost more. Among the 113 that ask for exactly as much identity, the median is $1.25.

Open spectrocoin.comNot a paid link: we earn nothing either way.

Whether to take SpectroCoin Card

In its favour

  • Free top-up from SpectroCoin crypto wallet (BTC/ETH and others)
  • Free IBAN account included
  • EU regulated (issued by UAB Pervesk, Lithuania EMI)
  • Free POS within EEA (EUR transactions)

Against it

  • Full KYC required for card activation
  • 1% fee on international (non-EEA) POS
  • International ATM: 2% (min €2)
  • US users blocked

Also true, in its favour

  • Long track record since 2013

What SpectroCoin Card costs

ChargeWhat it costs
To get the card
To issue the card$1.00
Monthly$1.00
To put money in
To load0%
To spend it
At a cash machine€1 EEA / 2% int'l (min €2)
Total, per $100 spent$0.00

Not published by the issuer: to spend, per payment, fixed, to spend outside the dollar.

Read off spectrocoin.com on July 21, 2026.

Issuance €1 virtual / €5 plastic. Monthly €1. POS in EEA EUR free, international POS 1%. ATM EEA €1, international 2% (min €2). Card load/unload via SpectroCoin wallet free. Daily POS €25,000, daily ATM €2,500.

KYC: what SpectroCoin Card asks for

Full verification: a document, a photograph of your face and proof of your address. The same file a bank opens on you, held by a company that is not a bank.

Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards

Limits on spending

Daily spend$25,000
Cash, per day$2,500

Not published by the issuer: monthly spend, per payment, maximum balance.

Confirmed on spectrocoin.com on July 21, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.

Where it works

WalletsNeither
Accepted whereOnline, in person, cash machines
Account detailsIts own account details
Coins in5BTC, ETH, USDT, XEM, DASH
Chains2Bitcoin, Ethereum
TiersVirtual, Plastic

Closed to residents of 12 countries, according to the issuer's own terms.

  • Afghanistan
  • Belarus
  • China
  • Cuba
  • Iran
  • Iraq
  • Libya
  • North Korea
  • Russia
  • Syria
  • United States
  • Venezuela

The other flaws

  • Card maintenance €1/month + €1 virtual / €5 physical issuance

How we checked this

Thirteen fields are tracked for every service. 10 of them carry a figure we read off spectrocoin.com on July 21, 2026.

Issuer's page
Cost per $100 · Loading charge · Issuance · Monthly · Cash machine charge · Spending limits · Apple Pay and Google Pay
Sign-up flow
Identity level
Live check
Operating status
Terms
Countries closed
The issuer does not publish
Currency conversion · Per-payment charge · Maximum balance

Nothing here came from a press release, an affiliate sheet, or another comparison site.

Open spectrocoin.comNot a paid link: we earn nothing either way.

Alternatives to SpectroCoin Card

Costs $1.00 more per $100 — the price of the difference.Bringin CardBringin CardVisaVirtual and plasticAsks for everythingOperational1% when you load.AG8 Aug$1.00per $100 spent
Costs $1.20 more per $100 — the price of the difference.Bitwala Card (Nuri)Bitwala Card (Nuri)VisaVirtual and plasticAsks for everythingOperational$1.20 fixed. 1 fee field is not published.AG21 Jul$1.20per $100 spent
Costs $1.50 more per $100 — the price of the difference.wavecardwavecardVisaVirtual and plasticAsks for everythingOperationalFree to load. $1.50 fixed.AG7 Sept$1.50per $100 spent