Ledger
Trustee Plus
March 2, 2026VerifiedTrustee Plus rolls out next-level Points programmeOn March 2, 2026 Trustee Plus introduced an updated Points programme — more reward categories, faster accrual for European Trustee Plus card users and clearer redemption paths into crypto and gift cards.trustee.io February 10, 2026VerifiedTrustee Plus Card celebrates first anniversaryTrustee Plus marked the first anniversary of its card on February 10, 2026, citing growth in cardholder base across Europe and a roadmap toward 2-subaccount support with €150K monthly limits.trustee.io
Trustee PlusTrustee Plus
VisaVirtual onlyAsks for everythingIssues reported
Before you continue. Readers report problems with this service — withdrawals, support or card delivery. Check current reports before you put money on it.
Ukrainian-built EU fintech offering a Visa virtual crypto card with a Polish partner-issued personal EUR IBAN, integrated wallet for 11+ coins, and 0% fees on card purchases.
Total, per $100 spent: $0.50per $100 spent
45 of the 174 priced cards cost less. Among the 113 that ask for exactly as much identity, the median is $1.25.
Open trustee.ioNot a paid link: we earn nothing either way.
Whether to take Trustee Plus
In its favour
- Available across the entire EEA with EUR IBAN option (Polish partner-issued)
- Visa card usable at 60M+ merchants worldwide + Apple Pay & Google Pay
- No monthly maintenance fee; 0% fee on online/offline purchases
- Wide crypto wallet support: 11+ coins across BTC, ETH, Tron, Polygon, Solana, Stellar
Against it
- Strict AML/KYC checks can freeze incoming funds
- New user registration from Ukraine suspended since May 2025 amid an NBU regulatory dispute
- Card currently virtual-only — physical card is announced but not yet released
- ATM cash withdrawals are not available on the card at this time
Also true, in its favour
- Fast virtual card issuance (under a minute) for $10
- Personal EUR IBAN with SEPA support runs alongside the card
What Trustee Plus costs
| Charge | What it costs |
|---|---|
| To get the card | |
| To issue the card | $10.00 |
| Monthly | $0.00 |
| To put money in | |
| To load | 0.5% |
| To spend it | |
| To spend | 0% |
| Total, per $100 spent | $0.50 |
Not published by the issuer: per payment, fixed, to spend outside the dollar, at a cash machine.
Read off trustee.io on September 9, 2026.
Card issuance $10 (virtual only; no physical card yet). No monthly fee. 0% on card purchases. Card balance top-up 0.5% (USDC/USDT only). Conversion to local currency at the Visa exchange rate. ATM withdrawal not currently available. Monthly card limit: 30,000 USD; max card balance 5,000 USDC.
KYC: what Trustee Plus asks for
Full verification: a document, a photograph of your face and proof of your address. The same file a bank opens on you, held by a company that is not a bank.
Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards
Limits on spending
Monthly spend$30,000
Maximum balance$5,000
Not published by the issuer: daily spend, per payment, cash, per day.
Confirmed on trustee.io on September 9, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.
Where it works
WalletsApple Pay and Google Pay
Accepted whereOnline and in person
Account detailsIts own account details
Coins in11BTC, ETH, USDT, USDC, SOL, XRP, LTC, TRX, MATIC, XLM, DOGE
Chains6Bitcoin, Ethereum, Tron, Polygon, Solana, Stellar
TiersVirtual
Closed to residents of 1 countries, according to the issuer's own terms.
- Ukraine
The other flaws
- Card top-up costs 0.5%; wallet SEPA transfer 0.5% (min €1,000)
- Card balance capped at 5,000 USDC; top-ups capped at 3,000 USDC per transaction
What has changed
2 recorded changes, the most recent on March 2, 2026. Each carries the page we read it on.
How we checked this
Thirteen fields are tracked for every service. 11 of them carry a figure we read off trustee.io on September 9, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Per-payment charge · Issuance · Monthly · Spending limits · Maximum balance · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- Terms
- Countries closed
- The issuer does not publish
- Currency conversion · Cash machine charge
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Open trustee.ioNot a paid link: we earn nothing either way.
Alternatives to Trustee Plus
Costs $0.40 more per $100 — the price of the difference.
Monflo CardMonflo CardVisaVirtual and plasticAsks for everythingOperational$0.90 fixed. 2 fee fields are not published.AG7 Sept$0.90per $100 spent
Monflo CardMonflo CardVisaVirtual and plasticAsks for everythingOperational$0.90 fixed. 2 fee fields are not published.AG7 Sept$0.90per $100 spentCosts $2.50 more per $100 — the price of the difference.
FigoFigoVisaVirtual onlyAsks for everythingOperationalFree to load. 2% outside the dollar, plus $1.00 fixed.AG12 Sept$3.00per $100 spent
FigoFigoVisaVirtual onlyAsks for everythingOperationalFree to load. 2% outside the dollar, plus $1.00 fixed.AG12 Sept$3.00per $100 spentCosts $2.50 more per $100 — the price of the difference.
Zoomex CardZoomex CardMastercardVirtual onlyAsks for everythingOperational1% when you load, plus 2% outside the dollar. 1 fee field is not published.AG12 Sept$3.00per $100 spent
Zoomex CardZoomex CardMastercardVirtual onlyAsks for everythingOperational1% when you load, plus 2% outside the dollar. 1 fee field is not published.AG12 Sept$3.00per $100 spent