Monetiro229 services on the ledger · last checked October 6, 2026
ENRU
Take it?CostsAsks forLimitsWhere it worksFlawsHow we checkedAlternatives
Ledger
xPortal Card

xPortal Card

MastercardVirtual and plasticSince 2023
Asks for a documentOperational

Crypto super-app from MultiversX team with Mastercard Debit — up to 0.5% cashback in EGLD/UTK with staking, instant Apple Pay add, EU-only with €5K daily cap.

Total, per $100 spent: not published

The issuer does not publish enough of its charges for us to price this card. That is not the same as cheap.

Open xportal.comNot a paid link: we earn nothing either way.

Whether to take xPortal Card

In its favour

  • Mastercard Debit, virtual + physical (Fresh Mint)
  • 0 monthly fee, free virtual issuance
  • Up to 0.5% cashback in EGLD/UTK depending on staking
  • Apple Pay & Google Pay (instant virtual)

Against it

  • EU only: Romania + 29 EU/EEA countries (not US/UK/RU)
  • Daily spend cap €5,000
  • Daily top-up cap €2,500
  • Physical card €5.99 in Romania / €9.99 international

Also true, in its favour

  • Multi-chain: MultiversX, Ethereum, Bitcoin, USDC/USDT support
  • Crypto-to-fiat conversion ~1%

What xPortal Card costs

ChargeWhat it costs
To get the card
To issue the card$0.00
Monthly$0.00
To put money in
To load1.49%
To spend it
To spend outside the dollar1.49%
Total, per $100 spentNot published

Not published by the issuer: to spend, per payment, fixed, at a cash machine.

Read off xportal.com on September 7, 2026.

Virtual issuance free, physical €5.99 RO / €9.99 international. Monthly free. Crypto purchase fee via xMoney 1.49%. Daily spend €5,000, daily top-up €2,500, monthly top-up €10,000. Cashback up to 0.5% (depends on staked EGLD/UTK).

KYC: what xPortal Card asks for

A government document. Passport or ID goes to the issuer and to whoever processes verification for it, before the card is handed over.

Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards

Limits on spending

Monthly spend$10,000
Daily spend$5,000

Not published by the issuer: per payment, maximum balance, cash, per day.

Confirmed on xportal.com on September 7, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.

Where it works

WalletsApple Pay and Google Pay
Accepted whereOnline and in person
Account detailsNone — it is a card, not an account
Coins in6EGLD, BTC, ETH, USDC, USDT, UTK
Chains2MultiversX, Ethereum
TiersVirtual, Fresh Mint Physical

Closed to residents of 8 countries, according to the issuer's own terms.

  • Belarus
  • China
  • Iran
  • North Korea
  • Russia
  • Syria
  • United Kingdom
  • United States

The other flaws

  • Higher cashback tiers require EGLD/UTK staking

How we checked this

Thirteen fields are tracked for every service. 9 of them carry a figure we read off xportal.com on September 7, 2026.

Issuer's page
Loading charge · Currency conversion · Issuance · Monthly · Spending limits · Apple Pay and Google Pay
Sign-up flow
Identity level
Live check
Operating status
Terms
Countries closed
The issuer does not publish
Cost per $100 · Per-payment charge · Cash machine charge · Maximum balance

Nothing here came from a press release, an affiliate sheet, or another comparison site.

Open xportal.comNot a paid link: we earn nothing either way.

Alternatives to xPortal Card

Its issuer publishes nothing to compare on price.MobilumMobilumMastercardVirtual and plasticAsks for a documentOperationalAG21 Julnot published
This one we could price: $6.50 per $100 spent.EMCD CardEMCD CardMastercardVirtual onlyAsks for a documentOperational1.5% when you load, 3% outside the dollar and $2.00 fixed.AG7 Sept$6.50per $100 spent
Its issuer publishes nothing to compare on price.imToken CardimToken CardMastercardVirtual onlyAsks for a documentOperationalPublishes 1 of five fee fields — not enough to price.AG21 Julnot published