TL;DR.xPortal Card is a Mastercard crypto debit card (Virtual + Physical, KYC: Light KYC). Cost per $100 spent: not disclosed. Top-up fee not disclosed, FX fee 1.49%. Wallet support: Apple Pay + Google Pay. Status: Operational. Last verified: July 21, 2026.
CARD PROFILE · LIGHT KYC
xPortal Card.
Crypto super-app from MultiversX team with Mastercard Debit — up to 0.5% cashback in EGLD/UTK with staking, instant Apple Pay add, EU-only with €5K daily cap.
Cost / $100
—
Top-up fee
—
Network
Mastercard
Card type
Virtual + Physical
IBAN
No
Monthly limit
$10,000
Status
Operational
Pros.
- +Mastercard Debit, virtual + physical (Fresh Mint)
- +0 monthly fee, free virtual issuance
- +Up to 0.5% cashback in EGLD/UTK depending on staking
- +Apple Pay & Google Pay (instant virtual)
- +Multi-chain: MultiversX, Ethereum, Bitcoin, USDC/USDT support
- +Crypto-to-fiat conversion ~1%
Cons.
- −EU only: Romania + 29 EU/EEA countries (not US/UK/RU)
- −Daily spend cap €5,000
- −Daily top-up cap €2,500
- −Physical card €5.99 in Romania / €9.99 international
- −Higher cashback tiers require EGLD/UTK staking
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
—
Transaction fee
—
FX fee
1.49%
Issuance
Free
Monthly
Free
Cost / $100
—
Virtual issuance free, physical €5.99 RO / €9.99 international. Monthly free. Crypto purchase fee via xMoney 1.49%. Daily spend €5,000, daily top-up €2,500, monthly top-up €10,000. Cashback up to 0.5% (depends on staked EGLD/UTK).
COVERAGE
Where it works.
Supported coins
EGLDBTCETHUSDCUSDTUTK
Chains
MultiversXEthereum
Use cases
Online · IRL
Blocked countries
USGBRUBYCNIRKPSY
WALLETS
Apple PayYes
Google PayYes
ATMNo
REPUTATION
Trustpilot
2.8/5
8 reviews
Monetiro score
—/100
Verified July 21, 2026
ALTERNATIVES