Monetiro229 services on the ledger · last checked October 6, 2026
ENRU
$4.00/$100
Take it?CostsAsks forLimitsWhere it worksFlawsHow we checkedAlternatives
Ledger
BingCard

BingCard

Visa · MCVirtual and plasticSince 2021
No KYCFlagged

Do not use. Credible fraud reports exist for this service. We do not link to it. Do not send funds.

Virtual no-KYC card from a Canada-incorporated issuer with three tiers (Premium $25, Non-Premium $40, Platinum $168 with HKD 1M limit). Physical card shipped from Hong Kong within 25 business days.

Total, per $100 spent: $4.00per $100 spent

146 of the 174 priced cards cost less. Among the 17 that ask for exactly as much identity, the median is $5.37.

Whether to take BingCard

In its favour

  • Virtual card issued instantly with no photo ID and no proof of address
  • Accepts BTC, USDT, ETH and USDC top-ups
  • Premium tier offers $100,000 monthly spending limit
  • Three-year card validity

Against it

  • ScamAdviser flags bingcard.com as potentially high-risk
  • Multiple user reports of money drained via hidden fees and pending holds never released
  • 3% decline transaction fee + 1.5% cross-border surcharge ($0.50 minimum)
  • Issuing bank not disclosed

Also true, in its favour

  • Issued by Bingcard, Inc. (incorporated in Canada)
  • Physical Hong Kong card available (KYC required)

What BingCard costs

ChargeWhat it costs
To get the card
To issue the card$25.00
Monthly$0.00
To put money in
To load2%
To spend it
To spend0%
To spend outside the dollar2%
At a cash machine2%
Total, per $100 spent$4.00

Not published by the issuer: per payment, fixed.

Read off bingcard.com on September 9, 2026.

Premium tier: $25 issuance, 2% top-up, 2% FX, 2% ATM, $0 monthly, $100k/month limit. Non-Premium: $40 issuance, $50k limit. Platinum: $168 issuance, HKD 1M (~$130k) limit. Universal: 3% decline fee, 1.5% cross-border ($0.50 min), 1% transaction fee. 3-year validity.

KYC: what BingCard asks for

An email address, and nothing else. No document, no face, no address — and a burner address costs nothing, which is why the ledger counts this as no identity check at all.

Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards

Limits on spending

Monthly spend$100,000

Not published by the issuer: daily spend, per payment, maximum balance, cash, per day.

Confirmed on bingcard.com on September 9, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.

Where it works

WalletsNeither
Accepted whereOnline and in person
Account detailsNone — it is a card, not an account
Coins in4BTC, ETH, USDT, USDC
Chains3Bitcoin, Ethereum, Tron
TiersPremium, Non-Premium, Platinum

Closed to residents of 1 countries, according to the issuer's own terms.

  • United States

The other flaws

  • Unavailable to US residents
  • Apple Pay / Google Pay support not confirmed on official site

How we checked this

Thirteen fields are tracked for every service. 12 of them carry a figure we read off bingcard.com on September 9, 2026.

Issuer's page
Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Issuance · Monthly · Cash machine charge · Spending limits · Apple Pay and Google Pay
Sign-up flow
Identity level
Live check
Operating status
Terms
Countries closed
The issuer does not publish
Maximum balance

Nothing here came from a press release, an affiliate sheet, or another comparison site.

Alternatives to BingCard

Costs $1.25 more per $100 — the price of the difference.Sovrae CardSovrae CardVisa · MCVirtual and plasticNo KYCOperational2% when you load, 1.5% outside the dollar and $1.75 fixed.AG21 Jul$5.25per $100 spent
Costs $1.49 more per $100 — the price of the difference.NocturneNocturneVisa · MCVirtual onlyNo KYCOperational5% when you load, plus $0.49 fixed. 1 fee field is not published.AG9 Sept$5.49per $100 spent
Costs $2.25 more per $100 — the price of the difference.Unido Crypto CardUnido Crypto CardVisa · MCVirtual onlyNo KYCOperational3.75% when you load, plus 2.5% outside the dollar.AG9 Sept$6.25per $100 spent