TL;DR.SafePal Card is a Mastercard crypto debit card (Virtual + Physical, KYC: Full KYC). Cost per $100 spent: $0.2. Top-up fee 0%, FX fee 1%. Wallet support: Apple Pay + Google Pay. Status: operational. Last verified: July 21, 2026.

CARD PROFILE · FULL KYC

SafePal Card.

Name: SafePal Card Crypto Card
Brand: SafePal Card
Availability: InStock

Crypto Mastercard from SafePal hardware wallet — backed by Fiat24 Swiss bank stake, free SafePal X1 hardware wallet on signup, USDC-native with Swiss IBAN, Apple/Google/PayPal/Samsung Pay.

Launched 2024·Verified July 21, 2026·Monetiro score 83/100

Visit site ↗← Back to the ledger

Cost / $100

$0.20

Top-up fee

Free

Network

Mastercard

Card type

Virtual + Physical

IBAN

Yes

Monthly limit

$100K

Status

Operational

Pros.

+From hardware wallet maker SafePal — strategic Fiat24 investment
+Mastercard, linked to a Swiss IBAN account
+USDC default deposit currency, swap any crypto
+Swiss bank account included (via Fiat24)
+Free SafePal X1 hardware wallet ($69.99 value) on signup
+Apple/Google/PayPal/Samsung Pay supported
+0.2% swap/cross-chain fee
+0% top-up/deposit fee under current waiver program
+Live in 60+ countries and regions

Cons.

−1% currency-exchange fee on non-USD Mastercard transactions
−Spread on crypto swaps
−Full KYC via Fiat24 Swiss bank
−US not supported
−Newer card product (2024 launch)

FEE BREAKDOWN

Detailed fee breakdown.

Top-up fee

Free

Transaction fee

0.2%

FX fee

Issuance

Free

Monthly

Free

Cost / $100

$0.20

0% account creation/management. Standard top-up/deposit fee is 0% under SafePal's current fee-waiver program. 1% currency-exchange fee on Mastercard transactions settled in non-USD currencies. 0.2% swap/cross-chain fee. Free SafePal X1 hardware wallet on signup ($69.99 value). Powered by Swiss bank Fiat24 (FINMA-licensed). USDC default; swap any crypto in-app. Mastercard (SafePal's earlier Visa card has been superseded by the Mastercard product).

COVERAGE