Monetiro229 services on the ledger · last checked October 6, 2026
Ledger
Swissmoney Card

Swissmoney Card

VisaVirtual and plasticSince 2022
Asks for everythingShut down

Do not use. This service has shut down. The link to the issuer is removed; the page is kept as a record.

All-in-one crypto+fiat solution with EUR/USD/GBP/CHF IBANs and Visa card — top-up via BTC/ETH/USDC/USDT, Apple/Google Pay, Bank of Lithuania protection on fiat funds.

Total, per $100 spent: not published

The issuer does not publish enough of its charges for us to price this card. That is not the same as cheap.

Whether to take Swissmoney Card

In its favour

  • Multi-currency: EUR, USD, GBP, CHF dedicated IBANs
  • Top-up card with BTC/ETH/USDC/USDT/TRX
  • IBAN funds protected by Bank of Lithuania (Foxpay)
  • Apple Pay & Google Pay supported

Against it

  • Specific card fees not transparently published — verify in app
  • Full KYC required (regulated)
  • US not supported
  • Smaller crypto selection (5 coins)

Also true, in its favour

  • No hidden or recurring fees per official material
  • Customizable spending limits

What Swissmoney Card costs

Swissmoney Card publishes no fee schedule at all — not one of these charges is named on swissmoney.com. That is why this record carries no price: the ledger says so rather than estimating one.

Not published by the issuer: to issue the card, monthly, to load, to spend, per payment, fixed, to spend outside the dollar, at a cash machine.

Per official material: no hidden or recurring fees, only pay for services used. Specific card issuance/monthly/FX/ATM not transparently published — verify in dashboard. Foxpay IBAN protected by Bank of Lithuania.

KYC: what Swissmoney Card asks for

Full verification: a document, a photograph of your face and proof of your address. The same file a bank opens on you, held by a company that is not a bank.

Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards

Limits on spending

Swissmoney Card publishes no spending limits at all.

Where it works

WalletsApple Pay and Google Pay
Accepted whereOnline and in person
Account detailsIts own account details
Coins in5BTC, ETH, USDC, USDT, TRX
Chains3Bitcoin, Ethereum, Tron

Closed to residents of 1 countries, according to the issuer's own terms.

  • United States

The other flaws

  • Newer service (since 2022)

What has changed

1 recorded changes, the most recent on May 31, 2026. Each carries the page we read it on.

May 31, 2026Delistedswissmoney shuts down, and its domain now sells softwareChecked 26 September 2026: swissmoney.com now presents SWM AG as a financial-software vendor, and its page for former clients reads: "As of 31 May 2026, swissmoney has ceased operations. Account sign-in has been permanently disabled and the platform is no longer available." Former clients are sent to a request form and told that replies take about a week.swissmoney.com

How we checked this

Thirteen fields are tracked for every service. 4 of them carry a figure we read off swissmoney.com on September 7, 2026.

Sign-up flow
Identity level
Live check
Operating status
Issuer's page
Apple Pay and Google Pay
Terms
Countries closed
The issuer does not publish
Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Issuance · Monthly · Cash machine charge · Spending limits · Maximum balance

Nothing here came from a press release, an affiliate sheet, or another comparison site.

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