TL;DR.Tuyo Card is a Visa crypto debit card (Virtual, KYC: Light KYC). Cost per $100 spent: $0.25. Top-up fee 0%, FX fee 1%. Wallet support: Apple Pay + Google Pay. Status: operational. Last verified: July 21, 2026.
CARD PROFILE · LIGHT KYC
Tuyo Card.
Self-custodial Visa for LATAM (US/Spain/EU also) — spend USDC on Base directly, 0 fees on USD, ~11% APY DeFi Vaults built-in, $10k/day limit that grows with usage.
Cost / $100
$0.25
Top-up fee
Free
Network
Visa
Card type
Virtual
IBAN
No
Monthly limit
—
Status
Operational
Pros.
- +Self-custodial: spend USDC on Base directly at Visa merchants
- +0 issuance, 0 monthly, 0 USD-transaction fees
- +<1% FX on non-USD
- +Up to $10,000/day spending limit, increasing with usage history
- +DeFi Vaults yield (~11% APY on USDC/EURC/BTC/ETH)
- +Apple Pay & Google Pay
- +Available US + Spain + EU/LATAM
Cons.
- −0.25% volume fee on non-bridge/swap transactions
- −Network gas fees may apply (greater of network fee or 0.25%)
- −Base chain only — single-network
- −KYC required
- −TGE planned but not yet (token risk)
- −Newer service (2024)
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
0.25%
FX fee
1%
Issuance
Free
Monthly
Free
Cost / $100
$0.25
No issuance fee, no monthly fee, no fees for USD transactions. Non-USD up to 1% FX. 0.25% volume fee on transactions (greater of network fee vs Tuyo fee). Bridging tokens and stablecoin swaps are exempt from volume fee. Up to $10,000/day, increasing with usage history. DeFi Vaults yield up to ~11% APY in-app.
COVERAGE
Where it works.
Supported coins
USDCEURCBTCETH
Chains
Base
Use cases
Online · IRL
Blocked countries
None
WALLETS
Apple PayYes
Google PayYes
ATMNo
REPUTATION
Trustpilot
—/5
0 reviews
Monetiro score
58/100
Verified July 21, 2026
ALTERNATIVES