Ledger
Tuyo Card
Tuyo CardTuyo Card
VisaVirtual onlySince 2024Asks for a documentOperational
Self-custodial Visa for LATAM (US/Spain/EU also) — spend USDC on Base directly, 0 fees on USD, ~11% APY DeFi Vaults built-in, $10k/day limit that grows with usage.
Total, per $100 spent: $1.00per $100 spent
53 of the 174 priced cards cost less. Among the 101 that ask for exactly as much identity, the median is $1.00.
Open tuyo.comNot a paid link: we earn nothing either way.
Whether to take Tuyo Card
In its favour
- Self-custodial: spend USDC on Base directly at Visa merchants
- 0 issuance, 0 monthly, 0 USD-transaction fees
- <1% FX on non-USD
- Up to $10,000/day spending limit, increasing with usage history
Against it
- 0.25% volume fee on non-bridge/swap transactions
- Network gas fees may apply (greater of network fee or 0.25%)
- Base chain only — single-network
- KYC required
Also true, in its favour
- DeFi Vaults yield (~11% APY on USDC/EURC/BTC/ETH)
- Apple Pay & Google Pay
- Available US + Spain + EU/LATAM
What Tuyo Card costs
| Charge | What it costs |
|---|---|
| To get the card | |
| To issue the card | $0.00 |
| Monthly | $0.00 |
| To put money in | |
| To load | 0% |
| To spend it | |
| To spend | 0% |
| To spend outside the dollar | 1% |
| Total, per $100 spent | $1.00 |
Not published by the issuer: per payment, fixed, at a cash machine.
Read off tuyo.com on September 7, 2026.
No issuance fee, no monthly fee, no fees for USD transactions. Non-USD up to 1% FX. 0.25% volume fee on transactions (greater of network fee vs Tuyo fee). Bridging tokens and stablecoin swaps are exempt from volume fee. Up to $10,000/day, increasing with usage history. DeFi Vaults yield up to ~11% APY in-app.
KYC: what Tuyo Card asks for
A government document. Passport or ID goes to the issuer and to whoever processes verification for it, before the card is handed over.
Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards
Limits on spending
Daily spend$10,000
Not published by the issuer: monthly spend, per payment, maximum balance, cash, per day.
Confirmed on tuyo.com on September 7, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.
Where it works
WalletsApple Pay and Google Pay
Accepted whereOnline and in person
Account detailsNone — it is a card, not an account
Coins in4USDC, EURC, BTC, ETH
Chains1Base
TiersVirtual
The issuer names no country it turns away. That is not a promise that every country works.
The other flaws
- TGE planned but not yet (token risk)
- Newer service (2024)
How we checked this
Thirteen fields are tracked for every service. 10 of them carry a figure we read off tuyo.com on September 7, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Issuance · Monthly · Spending limits · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- The issuer does not publish
- Cash machine charge · Maximum balance · Countries closed
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Open tuyo.comNot a paid link: we earn nothing either way.
Alternatives to Tuyo Card
Costs exactly the same.
Airtm CardAirtm CardVisaVirtual onlyAsks for a documentOperational1% when you load. 2 fee fields are not published.AG21 Jul$1.00per $100 spent
Airtm CardAirtm CardVisaVirtual onlyAsks for a documentOperational1% when you load. 2 fee fields are not published.AG21 Jul$1.00per $100 spent
