Monetiro229 services on the ledger · last checked October 6, 2026
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$0.00/$100
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WhiteBIT Nova

WhiteBIT Nova

VisaVirtual and plasticSince 2024
Asks for everythingPaused

Before you continue. Sign-ups or card issuance are paused by the issuer. Cards already out may still work.

WhiteBIT exchange's debit Visa card with truly zero fees and up to 10% real-BTC cashback. Issued by Wallester AS (Estonia) for 31 EEA + Ukraine countries. Pick 3 cashback categories per day — perfect for habitual everyday spending.

Total, per $100 spent: $0.00per $100 spent

It takes nothing at all. 173 of the 174 priced cards cost more. Among the 113 that ask for exactly as much identity, the median is $1.25.

Open whitebit.comNot a paid link: we earn nothing either way.

Whether to take WhiteBIT Nova

In its favour

  • 100% fee-free: 0€ top-up, 0€ monthly, 0€ issuance, 0€ cancellation
  • Up to 10% cashback in real BTC or WBT (Subscriptions 10%, Taxi/Pets 5%, Entertainment/Gaming 2%, others 1%)
  • Apple Pay & Google Pay supported
  • Both virtual (instant) and physical card

Against it

  • EEA + Ukraine only (31 supported countries) — US, UK, RU, CA and most non-EEA blocked
  • Suspended for EU users since 30 June 2026 while migrating to WhiteBIT Europe; a separate WhiteBIT Nova USD card for a different set of countries is unaffected
  • Cashback capped at €25/month; minimum €5 to claim
  • Physical card delivery costs €12

Also true, in its favour

  • 12 supported coins: BTC, ETH, USDC, XRP, SOL, NEAR, ADA, AVAX, WBT, EURI, EURR, DOGE
  • Issued by Wallester AS (Estonia) — Visa Principal Member, regulated by Finantsinspektsioon
  • Fast online onboarding — no video calls
  • Pick up to 3 cashback categories per day

What WhiteBIT Nova costs

ChargeWhat it costs
To get the card
To issue the card$0.00
Monthly$0.00
To put money in
To load0%
To spend it
To spend0%
Total, per $100 spent$0.00

Not published by the issuer: per payment, fixed, to spend outside the dollar, at a cash machine.

Read off whitebit.com on September 7, 2026.

0€ top-up, 0€ monthly, 0€ opening, 0€ cancellation, 0€ inactivity. Cashback up to 10% in BTC or WBT (cap €25/month, min €5 claim). Physical card delivery: €12. Reactivation after 3 months idle: €5. FX/ATM follow standard Visa rates (not separately disclosed).

KYC: what WhiteBIT Nova asks for

Full verification: a document, a photograph of your face and proof of your address. The same file a bank opens on you, held by a company that is not a bank.

Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards

Limits on spending

WhiteBIT Nova publishes no spending limits at all.

Where it works

WalletsApple Pay and Google Pay
Accepted whereOnline and in person
Account detailsNone — it is a card, not an account
Coins in12BTC, ETH, USDC, XRP, SOL, NEAR, ADA, AVAX, WBT, EURI, EURR, DOGE
Chains7Bitcoin, Ethereum, XRP Ledger, Solana, Cardano, Avalanche, Whitechain

Closed to residents of 31 countries, according to the issuer's own terms.

  • Afghanistan
  • Argentina
  • Australia
  • Belarus
  • Brazil
  • Canada
  • China
  • Cuba
  • Egypt
  • Hong Kong
  • India
  • Iran
  • Israel
  • Japan
  • Mexico
  • Myanmar
  • New Zealand
  • Nigeria
  • North Korea
  • Russia
  • Saudi Arabia
  • Singapore
  • South Africa
  • South Korea
  • Switzerland
  • Syria
  • Turkey
  • United Arab Emirates
  • United Kingdom
  • United States
  • Venezuela

The other flaws

  • 5 EUR reactivation fee after 3 months of inactivity
  • Full KYC required (ID + phone)
  • No IBAN — card draws from WhiteBIT exchange balance
  • Cashback only in BTC or WBT (no fiat option)

How we checked this

Thirteen fields are tracked for every service. 9 of them carry a figure we read off whitebit.com on September 7, 2026.

Issuer's page
Cost per $100 · Loading charge · Per-payment charge · Issuance · Monthly · Apple Pay and Google Pay
Sign-up flow
Identity level
Live check
Operating status
Terms
Countries closed
The issuer does not publish
Currency conversion · Cash machine charge · Spending limits · Maximum balance

Nothing here came from a press release, an affiliate sheet, or another comparison site.

Open whitebit.comNot a paid link: we earn nothing either way.

Alternatives to WhiteBIT Nova

Costs exactly the same.Brighty AppBrighty AppVisa · MCVirtual and plasticAsks for everythingOperationalNothing at the door, nothing abroad, nothing monthly. One of 41 cards that cost nothing.AG21 Jul$0.00per $100 spent
Costs $1.00 more per $100 — the price of the difference.Xexon CardXexon CardVisa · MCVirtual and plasticAsks for everythingOperational0.25% when you load, plus $0.75 fixed. 2 fee fields are not published.AG13 Sept$1.00per $100 spent
Costs exactly the same.Bankera CardBankera CardVisaVirtual and plasticAsks for everythingIssues reportedNothing at the door, nothing abroad, nothing monthly. One of 41 cards that cost nothing.AG13 Sept$0.00per $100 spent