Zeal CardZeal Card
VisaVirtual and plasticSince 2024Before you continue. Readers report problems with this service — withdrawals, support or card delivery. Check current reports before you put money on it.
Self-custodial Visa via Gnosis Pay integration with up to 5% APY on idle balance and 4% GNO cashback — 0% FX, ex-Revolut leadership, hides crypto complexity behind familiar UX.
It takes nothing at all. 173 of the 174 priced cards cost more. Among the 101 that ask for exactly as much identity, the median is $1.00.
Whether to take Zeal Card
In its favour
- Self-custodial Visa via Gnosis Pay integration
- Up to 5% APY on USDC balance (variable)
- Up to 4% cashback in GNO tokens
- 0% FX on international transactions (Visa rate, no markup)
Against it
- Cashback paid in GNO (token volatility)
- Gnosis Chain only (low gas, but niche network)
- APY variable with market — not fixed
- Requires Gnosis Pay account underneath
Also true, in its favour
- 0 monthly / annual service fees
- Apple Pay & Google Pay supported
- Card pulls from yield account on demand
- Founded by ex-Revolut VP of Growth
What Zeal Card costs
| Charge | What it costs |
|---|---|
| To get the card | |
| Monthly | $0.00 |
| To put money in | |
| To load | 0% |
| To spend it | |
| To spend | 0% |
| To spend outside the dollar | 0% |
| Total, per $100 spent | $0.00 |
Not published by the issuer: to issue the card, per payment, fixed, at a cash machine.
Read off zeal.app on July 21, 2026.
0% FX on international (Visa rate, no markup). 0 monthly / annual fees. Up to 5% APY on USDC (variable, market-driven). Up to 4% cashback in GNO via Gnosis Pay. Card pulls from high-yield account on demand. Self-custodial — funds in user-controlled wallet on Gnosis Chain.
KYC: what Zeal Card asks for
A government document. Passport or ID goes to the issuer and to whoever processes verification for it, before the card is handed over.
Limits on spending
Zeal Card publishes no spending limits at all.
Where it works
Closed to residents of 1 countries, according to the issuer's own terms.
- United States
The other flaws
- Newer service (2024)
- US not supported
- June 2026: a bug in Gnosis Pay's delay-module smart contract was exploited (~$1.2M drained platform-wide); Gnosis Pay pledged to reimburse affected users and replaced all Safes — card services restored for 99%+ of users
What has changed
1 recorded changes, the most recent on June 1, 2026. Each carries the page we read it on.
How we checked this
Thirteen fields are tracked for every service. 9 of them carry a figure we read off zeal.app on July 21, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Monthly · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- Terms
- Countries closed
- The issuer does not publish
- Issuance · Cash machine charge · Spending limits · Maximum balance
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Alternatives to Zeal Card
Meru CardMeru CardVisaVirtual and plasticAsks for a documentIssues reported1% when you load. 1 fee field is not published.AG7 Sept$1.00per $100 spent
Gnosis PayGnosis PayVisaVirtual and plasticAsks for a documentIssues reportedNothing at the door, nothing abroad, nothing monthly. One of 41 cards that cost nothing.AG7 Sept$0.00per $100 spent
OrbitXPayOrbitXPayVisaVirtual and plasticAsks for a documentOperationalPublishes 3 of five fee fields — not enough to price.AG21 Julnot published