Monetiro229 services on the ledger · last checked October 6, 2026
$0.00/$100
Ledger
Zeal Card

Zeal Card

VisaVirtual and plasticSince 2024
Asks for a documentIssues reported

Before you continue. Readers report problems with this service — withdrawals, support or card delivery. Check current reports before you put money on it.

Self-custodial Visa via Gnosis Pay integration with up to 5% APY on idle balance and 4% GNO cashback — 0% FX, ex-Revolut leadership, hides crypto complexity behind familiar UX.

Total, per $100 spent: $0.00per $100 spent

It takes nothing at all. 173 of the 174 priced cards cost more. Among the 101 that ask for exactly as much identity, the median is $1.00.

Open zeal.appNot a paid link: we earn nothing either way.

Whether to take Zeal Card

In its favour

  • Self-custodial Visa via Gnosis Pay integration
  • Up to 5% APY on USDC balance (variable)
  • Up to 4% cashback in GNO tokens
  • 0% FX on international transactions (Visa rate, no markup)

Against it

  • Cashback paid in GNO (token volatility)
  • Gnosis Chain only (low gas, but niche network)
  • APY variable with market — not fixed
  • Requires Gnosis Pay account underneath

Also true, in its favour

  • 0 monthly / annual service fees
  • Apple Pay & Google Pay supported
  • Card pulls from yield account on demand
  • Founded by ex-Revolut VP of Growth

What Zeal Card costs

ChargeWhat it costs
To get the card
Monthly$0.00
To put money in
To load0%
To spend it
To spend0%
To spend outside the dollar0%
Total, per $100 spent$0.00

Not published by the issuer: to issue the card, per payment, fixed, at a cash machine.

Read off zeal.app on July 21, 2026.

0% FX on international (Visa rate, no markup). 0 monthly / annual fees. Up to 5% APY on USDC (variable, market-driven). Up to 4% cashback in GNO via Gnosis Pay. Card pulls from high-yield account on demand. Self-custodial — funds in user-controlled wallet on Gnosis Chain.

KYC: what Zeal Card asks for

A government document. Passport or ID goes to the issuer and to whoever processes verification for it, before the card is handed over.

Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards

Limits on spending

Zeal Card publishes no spending limits at all.

Where it works

WalletsApple Pay and Google Pay
Accepted whereOnline and in person
Account detailsNone — it is a card, not an account
Coins in3USDC, EURe, GNO
Chains2Gnosis Chain, Ethereum

Closed to residents of 1 countries, according to the issuer's own terms.

  • United States

The other flaws

  • Newer service (2024)
  • US not supported
  • June 2026: a bug in Gnosis Pay's delay-module smart contract was exploited (~$1.2M drained platform-wide); Gnosis Pay pledged to reimburse affected users and replaced all Safes — card services restored for 99%+ of users

What has changed

1 recorded changes, the most recent on June 1, 2026. Each carries the page we read it on.

June 1, 2026IncidentGnosis Pay 'delay module' exploit hits Zeal and other cardsOn June 1, 2026, Gnosis co-founder Martin Köppelmann confirmed an active exploit of Gnosis Pay's smart-contract Delay Module, draining roughly $265K in EURe and GNO across dozens of Safes tied to Gnosis Pay-based cards, including Zeal. Gnosis pledged to reimburse all affected users; Zeal later reported card services back to normal for over 99% of users.crypto.news

How we checked this

Thirteen fields are tracked for every service. 9 of them carry a figure we read off zeal.app on July 21, 2026.

Issuer's page
Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Monthly · Apple Pay and Google Pay
Sign-up flow
Identity level
Live check
Operating status
Terms
Countries closed
The issuer does not publish
Issuance · Cash machine charge · Spending limits · Maximum balance

Nothing here came from a press release, an affiliate sheet, or another comparison site.

Open zeal.appNot a paid link: we earn nothing either way.

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