Ledger
Zerocard
ZerocardZerocard
VisaVirtual and plasticSince 2024Asks for a documentOperational
Africa-focused crypto card letting users spend USDC/USDT on-chain (Base, Ethereum) without a separate off-ramp step — physical and virtual Visa cards with Apple Pay/Google Pay, working at ATMs, POS and online.
Total, per $100 spent: not published
The issuer does not publish enough of its charges for us to price this card. That is not the same as cheap.
Open getzerocard.comNot a paid link: we earn nothing either way.
Whether to take Zerocard
In its favour
- Physical and virtual Visa cards, works at ATMs, POS and online
- Apple Pay and Google Pay supported
- Africa-focused crypto card (Nigeria, Ghana, Kenya and 150+ countries)
- Tagline: 'spend crypto like cash'
Against it
- Specific fee structure not transparently published (card issuance ~$4, small per-transaction fees reported by reviewers, unconfirmed on primary site)
- Only USDC/USDT supported — no BTC/ETH direct funding despite earlier claims
- Full KYC required (government ID, BVN in Nigeria)
- Site migrated from getzerocard.xyz to getzerocard.com
Also true, in its favour
- USDC/USDT on Base and Ethereum, non-custodial wallet
- Two tiers: Zero Core (Spark/Based) and Zero Pro (Obsidian, with cashback)
What Zerocard costs
Zerocard publishes no fee schedule at all — not one of these charges is named on getzerocard.com. That is why this record carries no price: the ledger says so rather than estimating one.
Not published by the issuer: to issue the card, monthly, to load, to spend, per payment, fixed, to spend outside the dollar, at a cash machine.
Most granular fees (top-up %, FX, ATM) are not published on the primary site; the official Terms of Service describe a 'zero-fee core experience' with fees only on optional services (card issuance, currency conversion, cross-border transfers). Verify current pricing in-app.
KYC: what Zerocard asks for
A government document. Passport or ID goes to the issuer and to whoever processes verification for it, before the card is handed over.
Asks nothing7 cards
An email19 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address113 cards
Limits on spending
Zerocard publishes no spending limits at all.
Where it works
WalletsApple Pay and Google Pay
Accepted whereOnline, in person, cash machines
Account detailsNone — it is a card, not an account
Coins in2USDC, USDT
Chains2Base, Ethereum
TiersZero Core Spark, Zero Core Based, Zero Pro Obsidian
Closed to residents of 16 countries, according to the issuer's own terms.
- Belarus
- Burundi
- Central African Republic
- Cuba
- Iran
- Libya
- Myanmar
- North Korea
- Russia
- Somalia
- South Sudan
- Sudan
- Syria
- Ukraine
- Venezuela
- Zimbabwe
The other flaws
- Newer service — limited track record
How we checked this
Thirteen fields are tracked for every service. 4 of them carry a figure we read off getzerocard.com on September 7, 2026.
- Sign-up flow
- Identity level
- Live check
- Operating status
- Issuer's page
- Apple Pay and Google Pay
- Terms
- Countries closed
- The issuer does not publish
- Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Issuance · Monthly · Cash machine charge · Spending limits · Maximum balance
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Open getzerocard.comNot a paid link: we earn nothing either way.
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