Cards for ad spend
Cards for TikTok Ads
TikTok mostly runs on prepayment: you top the ad account up and spend it down. That changes what matters in a card — the minimum deposit and the top-up fee do the work, not the retry behaviour.
20 of the 21 services in this section name TikTok Ads themselves.
20 of 20 services shown
HalocardHalocardVisaMeta AdsGoogle AdsTikTok AdsX AdsHalocard sells US-issued virtual Visa credit cards — secured against your own deposit, issued by Third National in Puerto Rico — on a flat monthly subscription…≥$1.50per $100Asks for everythingOperational
ZambulayZambulayVisa · MCMeta AdsGoogle AdsTikTok AdsSnapchat+5Zambulay is a Russian-first virtual-card service for affiliate teams and media buyers: Visa and Mastercard on UK, Estonian and US partner-bank BINs, funded…≥$1.50per $100No KYCIssues reported
FuncCardsFuncCardsVisaMeta AdsGoogle AdsTikTok AdsMicrosoft Ads+3FuncCards is a manager-gated issuer of virtual USD and EUR cards for media buyers and affiliate teams: the account is opened through a Telegram bot…≥$2.50per $100Asks for a light checkOperational
LinkPayLinkPayVisa · MCMeta AdsGoogle AdsTikTok AdsMicrosoft Ads+4LinkPay is a Canadian-registered issuer of crypto-funded virtual Visa and Mastercard numbers sold on a monthly subscription rather than per card: Lite free…≥$3.00per $100Asks for everythingIssues reported
AdsCardAdsCardVisa · MCMeta AdsGoogle AdsTikTok AdsMicrosoft Ads+1AdsCard is a Russian-language-first virtual card service for media buyers and affiliate teams, running since 2020 on a single shared balance: cards draw on the…≥$4.00per $100Asks for a light checkIssues reported
Pay2.HousePay2.HouseVisa · MCMeta AdsGoogle AdsTikTok AdsMicrosoft Ads+4Pay2.House is a self-serve virtual-card and multi-currency wallet (USD, EUR, USDT) run alongside Push.House and Cloaking.House and aimed at media buyers, CPA…≥$4.00per $100Asks for a light checkIssues reported
SpendgeSpendgeVisa · MCMeta AdsGoogle AdsTikTok AdsMicrosoft Ads+6Spendge is a virtual-card issuer built around media buying: cards are funded from a shared USDT balance, issued in bulk against BINs in the UK, Ireland…≥$4.00per $100Asks for a light checkOperational
YeezyPayYeezyPayVisa · MCGoogle AdsMeta AdsTikTok AdsYeezyPay sells two things from one dashboard: rented Google Ads agency (MCC) accounts, which the whole public site and Telegram funnel push, and virtual cards…≥$4.00per $100Asks for a light checkOperational
AdposAdposVisa · MCMeta AdsGoogle AdsTikTok AdsSnapchat+4Adpos issues USD Visa and Mastercard virtual cards on US and Hong Kong BINs for advertising spend only: the cards are MCC-locked, funded from one shared team…≥$5.00per $100Asks for a light checkOperational
Combo CardsCombo CardsVisa · MCMeta AdsGoogle AdsTikTok AdsX Ads+2Combo Cards is a virtual-card issuer for affiliate and media-buying teams: Visa and Mastercard cards in USD and EUR, funded with USDT, USDC, wire or an…≥$6.00per $100Asks for everythingIssues reported
e.PNe.PNVisa · MCMeta AdsGoogle AdsTikTok AdsMicrosoft Ads+2e.PN sells virtual Visa and Mastercard cards built around advertising spend: the account wallet is funded by cryptocurrency only, cards are issued instantly…≥$6.70per $100Asks for everythingIssues reported
FinupFinupVisa · MCMeta AdsGoogle AdsTikTok AdsMicrosoft Ads+4Finup is a crypto-funded virtual-card platform for media buyers, contracting through Inspirodev LLC with cards issued by Third National under a Visa licence.≥$8.00per $100Asks for everythingIssues reported
SPEND.NETSPEND.NETVisa · MCGoogle AdsTikTok AdsMicrosoft AdsSnapchat+5SPEND.NET sells USD virtual Visa and Mastercard cards funded only with USDT on Tron or with BTC, split into a general Spend card and an Advertisement card that…≥$9.00per $100Asks for everythingIssues reported
UnCardUnCardVisa · MCMeta AdsGoogle AdsTikTok AdsUnCard is a crypto-funded virtual card platform that sits between the consumer and the media-buying segments: it names Facebook, Google and TikTok as ad…not publishedNo KYCOperational
ABcardABcardVisa · MCMeta AdsGoogle AdsTikTok AdsSnapchat+4ABcard, formerly AnyBill, is a Gibraltar-addressed virtual-card platform for affiliate and media-buying teams: one balance, several “BIN accounts” sourced from…not publishedAsks for a documentIssues reported
Brocard (MyBrocard)Brocard (MyBrocard)Visa · MCMeta AdsGoogle AdsTikTok AdsMicrosoft Ads+2Brocard is a Kazakh-run card and ad-infrastructure platform built for media-buying teams: one shared team balance, five permission roles, per-card spend caps…not publishedAsks for everythingIssues reported
FlexCardFlexCardVisa · MCMeta AdsGoogle AdsTikTok AdsReddit+5FlexCard is a card programme run on someone else's BINs — a reviewer's BIN check resolved both the "London" and "Sao Paulo" cards to the Estonian issuer…not publishedAsks for a light checkIssues reported
LeadingCardsLeadingCardsNot statedMeta AdsGoogle AdsTikTok AdsX Ads+2LeadingCards is a front end for media buyers rather than an issuer: its Terms describe a technology platform registered in Saint Vincent and the Grenadines…not publishedAsks for a documentIssues reported
MulticardsMulticardsVisa · MCMeta AdsGoogle AdsTikTok AdsMulticards is a virtual-card service for affiliate media buying that is sold almost entirely through Telegram: the website is a single-screen app with no…not publishedAsks for a light checkIssues reported
PST.NETPST.NETVisa · MCMeta AdsGoogle AdsTikTok AdsMicrosoft Ads+6PST.NET sells prepaid virtual cards one at a time, priced per ad network: a Google card, a TikTok card, a Microsoft card and so on, each issued from its own…not publishedAsks for everythingIssues reportedPrepayment moves the cost to the top-up
With prepaid accounts there is no threshold to overshoot and no retry loop to pay for, so a decline fee barely matters and the deposit percentage is nearly the whole cost. Optimise for the cheapest top-up, then for whether the provider's minimum deposit is compatible with the sums you actually move.
Business Center changes who pays
Running accounts through a Business Center lets one payment method fund several ad accounts and moves the billing relationship up to the organisation. For a team that means fewer cards and cleaner reconciliation — and it makes exportable statements from the card provider more useful than an extra BIN.
Is a card even needed if TikTok is prepaid?
Yes — the prepayment itself has to be made with something TikTok accepts, and that is a card in most markets. The prepaid model does not remove the card, it removes the uncertainty around when the card gets charged, which is why a smaller balance is enough here than on Meta.